1996 Cannondale Loop, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1996 Cannondale Loop, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,863 sqft · built 2001
Lot Size0.251 acres (10,939 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (May 2018)
Tax Bill$1,192 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN159H E 024

Property Details

APN / Parcel Number

Primary APN159H E 024
Alternative APN
  • 0000144058

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,863 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleSplit Level
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,939 sqft (0.251 acres)
Lot Dimensions158 ft deep x 68.5 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000144058
Street Address1996 CANNONDALE LOOP
CityCHATTANOOGA
StateTN
Zip37421-7169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 77 CANNONDALE PB60 PG124 REV 63-45
Legal SubdivisionCANNONDALE SUB
Legal Lot Number77
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group1
Census Block1004
Census Tract11321

Owner

1996 Cannondale Loop is owned and occupied by two individuals who bought it in May 2018.

Source: Hamilton County records, as of January 2, 2026

Owner of Record2 Individual Names on File
Mailing Address1996 CANNONDALE LOOP, CHATTANOOGA, TN 37421-7169
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
TJC MTG
May 30, 2018Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2018 · Amount on File
Deed SaleMay 30, 2018 · Amount on File
Prior SaleOct 25, 2001 · Amount on File
Deed Document Number201882
Deed Book / Page11359 / 496
Prior Transfer DateAug 20, 2004
Prior Transfer Doc0072790011
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1996 CANNONDALE LOOP, CHATTANOOGA, TN 37421-7169
Document Number1020000316
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedNov 10, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1996 CANNONDALE LOOP CHATTANOOGA TN 374217169, CHATTANOOGA, TN 37421-7169

Mortgage

Document Number1020000316
DateOct 20, 2020
Book Page012198/000801
Instrument201020000316
Lender
NameTJC MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 19, 2035

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 30, 2018
Property Address1996 CANNONDALE LOOP, CHATTANOOGA, TN 37421-7169
Document Number0000000082
Book / Page11359 / 496
Map ReferenceMB63 PG45
Instrument DateMay 30, 2018
Instrument2018053000082
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$629.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1996 CANNONDALE LOOP, CHATTANOOGA, TN 37421-7169

Mortgage

Document Number0000000083
DateMay 30, 2018
Instrument2018053000083
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1996 Cannondale Loop was $1,192, down 6.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,192.00 (-6.73%)$78,650 (+37.68%)$314,600 (+37.68%) Land $50,000 Building $264,600
2024$1,278.00$57,125 (-)$228,500 (-) Land $45,000 Building $183,500
2023$1,278.00$57,125 (-)$228,500 (-) Land $45,000 Building $183,500
2022$1,278.00$57,125$228,500 Land $45,000 Building $183,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1996 Cannondale Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims7 (2009–2020)
Claims Outside the SFHA7 of 7
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1996 Cannondale Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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