Mecklenburg County property record for 19950 Oak Leaf Cir, Cornelius, NC 28031
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,110 sqft · built 1990 |
| Lot Size | 0.065 acres (2,852 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jan 2026) |
| Tax Bill | $1,372 (2024) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-281-18 |
| Primary APN | 005-281-18 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Heated Area |
| 1st Floor Area | 1,110 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 2,852 sqft (0.065 acres) |
| Porch | Porch |
| Porch Area | 18 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 19950 OAK LEAF CIR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-9632 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NR |
| Legal Description | UNIT 19 M24-212 |
| Legal Subdivision | TWIN OAKS PH 01 |
| Legal Unit | 19 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 6411 |
Source: Mecklenburg County records · APN 005-281-18
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 19711 CALLAWAY HILLS LN, DAVIDSON, NC 28036-8066 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 25, 2022 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2026 · Amount on Record |
| Deed Sale | Jan 09, 2026 · Amount on Record |
| Prior Sale | May 20, 2022 · Amount on Record |
| Deed Document Number | 2026002454 |
| Deed Book / Page | 40128 / 46 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 09, 2026 |
| Property Address | 19950 OAK LEAF CIR, CORNELIUS, NC 28031-9632 |
| Document Number | 0000002454 |
| Book / Page | 40128 / 46 |
| Map Reference | MB 24 PG 212 |
| Instrument Date | Jan 09, 2026 |
| Instrument | 2026002454 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 195 WILLOW VALLEY DR, MOORESVILLE, NC 28115-7015 |
| Name | Verified Name |
|---|---|
| Address | 19711 CALLAWAY HILLS LN, DAVIDSON, NC 28036-8066 |
| Document Number | 0000002455 |
|---|---|
| Date | Jan 09, 2026 |
| Instrument | 2026002455 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 20, 2022 |
| Property Address | 19950 OAK LEAF CIR, CORNELIUS, NC 28031-9632 |
| Document Number | 0000077399 |
| Book / Page | 37357 / 962 |
| Map Reference | MB 24 PG 212 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022077399 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 165 WALNUT RIDGE LN, OLIN, NC 28660-9484 |
| Name | Verified Name |
|---|---|
| Address | 19950 OAK LEAF CIR, CORNELIUS, NC 28031-9632 |
| Document Number | 0000077400 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022077400 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 25, 2022 |
| Property Address | 19950 OAK LEAF CIR, CORNELIUS, NC 28031-9632 |
| Document Number | 0000012652 |
| Book / Page | 36998 / 427 |
| Map Reference | MB 24 PG 212 |
| Instrument Date | Nov 03, 2021 |
| Instrument | 2022012652 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19950 OAK LEAF CIR, CORNELIUS, NC 28031-9632 |
| Name | Verified Name |
|---|---|
| Address | 19950 OAK LEAF CIR, CORNELIUS, NC 28031-9632 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209,100 Land $50,000 Building $159,100 | ||
| 2024 | $1,372.00 | ||
| 2023 | $209,100 Land $50,000 Building $159,100 |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 237 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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