1995 Windswept Ridge Rd, Marshall, NC 28753 Property Records

Madison County property record for 1995 Windswept Ridge Rd, Marshall, NC 28753

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,504 sqft · built 2007
Lot Size	2.62 acres (114,127 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Nov 2007)
Tax Bill	$1,750 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9726-35-9500`

Property Details

APN / Parcel Number

Primary APN	`9726-35-9500`
Alternative APNs	`9726359500 0019704` `19704`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,504 sqft Heated Area
1st Floor Area	1,504 sqft
Basement Area	1,504 sqft
Unfinished Basement	1,504 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	114,127 sqft (2.62 acres)
Garage Area	576 sqft
Porch	Slab
Porch Area	376 sqft
Deck Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Other

Location & Zoning

Street Address	1995 WINDSWEPT RIDGE RD
City	MARSHALL
State	NC
Zip	28753-6539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Subdivision	RIDGE RUNNER RETREAT
Legal Block	35
Jurisdiction	MADISON NC
Township / Civil Division	1, NORTH MARSHALL
Census Block Group	1
Census Block	1039
Census Tract	10500

Owner

1995 Windswept Ridge Rd is owned and occupied by two individuals who bought it in November 2007.

Source: Madison County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1995 WINDSWEPT RIDGE RD, MARSHALL, NC 28753-6539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 4, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2007 · Amount on File
Deed Sale	Nov 26, 2007 · Amount on File
Deed Book / Page	446 / 651
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	1995 WINDSWEPT RIDGE RD, MARSHALL, NC 28753-6539
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007400061
Date	Jan 4, 2022
Book Page	740/61
Instrument	344910

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	1995 WINDSWEPT RIDGE RD, MARSHALL, NC 28753-6539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006290684
Date	May 4, 2017
Book Page	629/684

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	1995 WINDSWEPT RIDGE RD, MARSHALL, NC 28753-6539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006440677
Date	Feb 2, 2018
Book Page	644/677

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	1995 WINDSWEPT RIDGE RD, MARSHALL, NC 28753-6539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007010064
Date	Oct 5, 2020
Book Page	701/64
Instrument	338252

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	1995 WINDSWEPT RIDGE RD, MARSHALL, NC 28753-6539
Document Number	0006800062
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1995 WINDSWEPT RIDGE RD MARSHALL NC 287536539, MARSHALL, NC 28753-6539

Mortgage

Document Number	0006800062
Date	Nov 27, 2019
Book Page	000680/000062
Instrument	334692

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 26, 2034

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	1995 WINDSWEPT RIDGE RD, MARSHALL, NC 28753-6539
Document Number	0006580074
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1995 WINDSWEPT RIDGE RD MARSHALL NC 287536539, MARSHALL, NC 28753-6539

Mortgage

Document Number	0006580074
Date	Oct 4, 2018
Book Page	000658/000074
Instrument	330482

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 3, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1995 Windswept Ridge Rd was $1,750.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,750.00	$436,152 Land $64,496 Building $371,656	$436,152 Land $64,496 Building $371,656
2023		$264,754 Land $50,940 Building $213,814	$264,754 Land $50,940 Building $213,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1995 Windswept Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1995 Windswept Ridge Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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