1995 Waverly Ferry Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 1995 Waverly Ferry Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 838 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$442 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Nov 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`57W000002204`

Property Details

APN / Parcel Number

Primary APN	`57W000002204`
Alternative APNs	`012762` `12762`

Interior

Full Baths	1 Bath
Building Area	838 sqft Adjusted Area
1st Floor Area	816 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	012762
Street Address	1995 WAVERLY FERRY RD
City	COLUMBUS
State	MS
Zip	39705-8322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE4 1995 WAVERLY FERRY RD
Legal Range	18W
Legal Township	18S
Legal Section	06
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1027
Census Tract	901

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1306, COLUMBUS, MS 39703-1306
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020
Deed Sale	Nov 6, 2020
Deed Document Number	0020208126
Deed Book / Page	2020 / 8126
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Nov 6, 2020
Property Address	1995 WAVERLY FERRY RD, COLUMBUS, MS 39705-8322
Document Number	0020208126
Book / Page	002020 / 008126
Instrument Date	Nov 5, 2020
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1306 COLUMBUS MS 397031306, COLUMBUS, MS 39703-1306

Mortgage

Document Number	20209610
Date	Nov 6, 2020
Book Page	002020/029610

Lender

Name	BANCORPSOUTH
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2035

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	20209623,
Date	Nov 6, 2020
Book Page	002020/029623

Lender

Name	BANCORPSOUTH
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2035

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1995 WAVERLY FERRY RD, COLUMBUS, MS 39705-8322
Document Number	0020209610
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 9TH ST S COLUMBUS MS 397016934, COLUMBUS, MS 39701-6934

Mortgage

Document Number	0020209610
Date	Nov 6, 2020
Book Page	002020/029610

Lender

Name	BANCORPSOUTH
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$442.00 (+1.14%)	$2,710 (+14.3%)	$18,060 (+14.3%) Land $5,630 Building $12,430
2024	$437.00 (+12.92%)
2023	$387.00	$2,371	$15,800 Land $5,630 Building $10,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 111 policies
Nearby Flood Policies	111 in force
Nearby Flood Claims	4 (2019–2021)
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: 4-County Fiber, Verizon.

Nearby Properties on Waverly Ferry Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures