1995 W Mount Harmony Rd, Owings, MD 20736 Property Records

Calvert County property record for 1995 W Mount Harmony Rd, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 2000
Lot Size	3.38 acres (147,233 sqft)
Owner	Individual Name on File
Last Sale	$277,400 (Aug 2023)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Oct 2025 Transfer Aug 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-143767`

Property Details

APN / Parcel Number

Primary APN	`03-143767`
Alternative APNs	`3143767` `143767`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,920 sqft Total Area
Utility Area	864 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	147,233 sqft (3.38 acres)
Deck Area	192 sqft
Patio Area	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	143767
Street Address	1995 W MOUNT HARMONY RD
City	OWINGS
State	MD
Zip	20736-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 10 CARROW PROUT PROP
Legal Subdivision	PROUT CARROW T ESTATE
Legal Lot Number	10
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2007
Census Tract	860200

Owner

1995 W Mount Harmony Rd is owned and occupied by an individual who bought it in August 2023.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1995 W MOUNT HARMONY RD, OWINGS, MD 20736-3614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 4, 2023	Quit Claim Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Aug 4, 2023	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 22, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Jun 22, 2023 · Amount on File
Deed Book / Page	6467 / 30
Prior Transfer Date	Apr 26, 2023
Prior Transfer Doc	6467000013
Record Updated	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 9, 2025
Property Address	1995 W MOUNT HARMONY RD, OWINGS, MD 20736-3614
Document Number	0067970003
Book / Page	6797 / 3
Map Reference	LB ABE 3 FO 317
Instrument Date	Oct 2, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 W MOUNT HARMONY RD, OWINGS, MD 20736-3614

August 2023: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 4, 2023
Property Address	1995 W MOUNT HARMONY RD, OWINGS, MD 20736-3614
Document Number	0064670013
Book / Page	6467 / 13
Map Reference	LB ABE 3 FO 317
Instrument Date	Apr 26, 2023
Transaction Type	Foreclosure
Record Updated	Aug 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 CAPITAL CITY BLVD, LANSING, MI 48906-2147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 4, 2023
Property Address	1995 W MOUNT HARMONY RD, OWINGS, MD 20736-3614
Document Number	0064670030
Book / Page	6467 / 30
Map Reference	LB ABE 3 FO 317
Instrument Date	Apr 26, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$1,387.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 HOBBS DR, SILVER SPRING, MD 20904-6211

September 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 22, 2022
Property Address	1995 W MOUNT HARMONY RD, OWINGS, MD 20736-3614
Document Number	0063470333
Book / Page	6347 / 333
Map Reference	LB ABE 3 FO 317
Instrument Date	Aug 10, 2022
Transaction Type	Foreclosure
Record Updated	Oct 5, 2022

Transaction

Amount	Amount on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W LOUIS HENNA BLVD STE 450, 450, AUSTIN, TX 78728-1357
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1995 W Mount Harmony Rd was $3,737.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,667 (+0.88%)	$334,400 (+2.64%) Land $176,700 Building $157,700
2025	$3,737.00	$325,800 Land $176,700 Building $149,100	$325,800 Land $176,700 Building $149,100
2023	$3,135.00 (+4.19%)	$301,733 (+4.15%)	$325,800 (+12.46%) Land $176,700 Building $149,100
2022	$3,009.00	$289,700 Land $176,700 Building $113,000	$289,700 Land $176,700 Building $113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1995 W Mount Harmony Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1995 W Mount Harmony Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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