1995 Spencer Ln, Ammon (Idaho Falls), ID 83406 Property Records

Bonneville County property record for 1995 Spencer Ln, Ammon, ID 83406

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 3,579 sqft · built 2015
Lot Size	0.578 acres (25,195 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,214 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2020 Mortgage
APN	`RPB2981002004O`

Property Details

APN / Parcel Number

Primary APN	`RPB2981002004O`
Alternative APN	`RPB2981002004OA`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	3,579 sqft Living Area
1st Floor Area	4,920 sqft
Basement Area	1,119 sqft
Finished Basement	1,119 sqft
Great Room	Great Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,195 sqft (0.578 acres)
Garage Type	Attached
Garage Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1995 SPENCER LN
City	AMMON
State	ID
Zip	83406-6786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 4, BLOCK 2, MEADOW LARK ESTATES # 2 NE1/4, SEC 27, T 2N, R 38
Legal Range	38E
Legal Township	02N
Legal Section	27
Legal Subdivision	MEADOW LARK ESTATES # 2
Legal Block	2
Legal Lot Number	4
Jurisdiction	BONNEVILLE ID
Township / Civil Division	IDAHO FALLS
Census Block Group	2
Census Block	2033
Census Tract	970502

Owner

1995 Spencer Ln is owned and occupied by two individuals who acquired it in December 2015.

Source: Bonneville County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1995 SPENCER LN, AMMON, ID 83406-6786
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2015
Deed Sale	Dec 14, 2015
Deed Document Number	201513904
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNEVILLE ID
Property Address	1995 SPENCER LN, AMMON, ID 83406-6786
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 SPENCER LN, AMMON, ID 83406-6786

Mortgage

Document Number	1688124
Date	Jun 3, 2021
Instrument	1688124

Lender

Name	ZB NA
Type	Bank
Address	IDAHO FALLS, ID 83406

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNEVILLE ID
Property Address	1995 SPENCER LN, AMMON, ID 83406-6786
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TTL CO OF BONNEVILLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1643222
Date	Jun 2, 2020
Instrument	1643222

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1995 Spencer Ln was $3,214 with a homeowner's exemption.

Source: Bonneville County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonneville County
Municipality	Ammon City
Unified School District	Bonneville Joint School District 93 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,214.00 Homeowner's exemption	$630,014 (-12.74%) Land $98,784 Building $531,230	$630,014 (-12.74%) Land $98,784 Building $531,230
2025	$3,214.00	$721,968 Land $98,784 Building $623,184	$721,968 Land $98,784 Building $623,184
2023	$2,812.00	$629,254 Land $101,304 Building $527,950	$629,254 Land $101,304 Building $527,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1995 Spencer Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1995 Spencer Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AMMON serves 17,338 people · EPA ID ID7100004
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Fybercom Fixed Wireless	500 / 500
White Cloud Communications Fixed Wireless	200 / 50

May also be available: Anthem Broadband, Silver Star Communications, Verizon.

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