1995 Saint Nicks Pl, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1995 Saint Nicks Pl, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,767 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$820,000 (Jan 2026)
Tax Bill	$5,329 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`062-305-019`

Property Details

APN / Parcel Number

Primary APN	`062-305-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,767 sqft Living Area
1st Floor Area	1,767 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1995 SAINT NICKS PL
City	OCEANO
State	CA
Zip	93445-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PM 52-54 PAR 4
Legal Subdivision	PARCEL MAP CO 95-106
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1017
Census Tract	12202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Halcyon Historic District listed 2017 · 38 contributing resources · NRIS 100000783

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1995 SAINT NICKS PL, OCEANO, CA 93445-8501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Grant Deed, Transfer · Conventional Mortgage COASTAL FUNDING SLC INC
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 15, 2018	Intrafamily Transfer, Transfer · Line of Credit SESLOC FCU
Aug 16, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2018	Intrafamily Transfer, Transfer · Line of Credit SESLOC FCU
May 1, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Sep 13, 2012 · Amount on Record
Deed Document Number	20261372
Prior Transfer Date	Aug 10, 2018
Prior Transfer Doc	0000033922
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 15, 2026
Property Address	1995 SAINT NICKS PL, OCEANO, CA 93445-8501
Document Number	0000001372
Map Reference	MB 52 PG 54
Instrument Date	Dec 22, 2025
Instrument	2026001372
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 SAINT NICKS PL, OCEANO, CA 93445-8501

Mortgage

Document Number	0000001375
Date	Jan 15, 2026
Instrument	2026001375

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1995 SAINT NICKS PL, OCEANO, CA 93445-8501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 SAINT NICKS PL, OCEANO, CA 93445-8501

Mortgage

Document Number	0000005086
Date	Jan 22, 2021
Instrument	2021005086

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 15, 2018
Property Address	1995 SAINT NICKS PL, OCEANO, CA 93445-8501
Document Number	0000033752
Map Reference	MB52 PG54
Instrument Date	Aug 10, 2018
Instrument	2018033752
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 SAINT NICKS PL, OCEANO, CA 93445-8501

Mortgage

Document Number	0000033753
Date	Aug 15, 2018
Instrument	2018033753

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 16, 2018
Property Address	1995 SAINT NICKS PL, OCEANO, CA 93445-8501
Document Number	0000033922
Instrument Date	Aug 10, 2018
Instrument	33922
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1995 SAINT NICKS PL OCEANO CA 934458501, OCEANO, CA 93445-8501

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 30, 2018
Property Address	1995 SAINT NICKS PL, OCEANO, CA 93445-8501
Document Number	0000017329
Instrument Date	Apr 26, 2018
Instrument	2018017329
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FNT SLO TTL COST CENTER

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1995 SAINT NICKS PL, OCEANO, CA 93445-8501

Mortgage

Document Number	0000017330
Date	Apr 30, 2018
Instrument	2018017330

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 1, 2018
Property Address	1995 SAINT NICKS PL, OCEANO, CA 93445-8501
Document Number	0000017409
Instrument Date	Apr 26, 2018
Instrument	17409
Transaction Type	Transfer
Record Updated	May 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1995 SAINT NICKS PL OCEANO CA 934458501, OCEANO, CA 93445-8501

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 26, 2017
Property Address	1995 SAINT NICKS PL, OCEANO, CA 93445-8501
Document Number	0000018056
Instrument Date	Apr 24, 2017
Instrument	18056
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1995 SAINT NICKS PL OCEANO CA 934458501, OCEANO, CA 93445-8501

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,286 (+2%) Land $175,841 Building $301,445
2025	$5,329.00 (+4.65%)	$467,929 (+4.04%) Land $172,394 Building $295,535
2023	$5,092.00 (+1.43%)	$449,760 Land $165,700 Building $284,060
2022	$5,020.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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