Albemarle County property record for 1995 Saddleback Dr, Crozet, VA 22932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,085 sqft · built 1994 |
| Lot Size | 5.54 acres (241,453 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,278 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03900-00-00-021A0 |
| Primary APN | 03900-00-00-021A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,085 sqft Finished Area |
| Basement Area | 1,020 sqft |
| Finished Basement | 775 sqft |
| Unfinished Basement | 245 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 241,453 sqft (5.54 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1995 SADDLEBACK DR |
|---|---|
| City | CROZET |
| State | VA |
| Zip | 22932-9706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | EMERALD RIDGE 2 |
| Legal Subdivision | EMERALD RIDGE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11201 |
1995 Saddleback Dr is owned and occupied by two individuals.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1995 SADDLEBACK DR, CROZET, VA 22932-9706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1995 Saddleback Dr was $5,278, up 8.5% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,278.00 (+8.53%) | $590,400 (+8.53%) Land $210,300 Building $380,100 | $590,400 (+8.53%) Land $210,300 Building $380,100 |
| 2025 | $4,863.00 | $544,000 Land $210,300 Building $333,700 | $544,000 Land $210,300 Building $333,700 |
| 2023 | $4,269.00 | $499,900 Land $195,300 Building $304,600 | $499,900 Land $195,300 Building $304,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1995 Saddleback Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1995 Saddleback Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 76% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 60 / 5 |
May also be available: T-Mobile, Verizon, Xfinity.
4G LTE only, no 5G reported
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