1995 S Riptide Ave, Meridian, ID 83642 Property Records

Ada County property record for 1995 S Riptide Ave, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1994
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,300 (Feb 2018)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R2328780530`

Property Details

APN / Parcel Number

Primary APN	`R2328780530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,454 sqft Living Area
Gross Area	1,982 sqft
1st Floor Area	1,454 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1995 S RIPTIDE AVE
City	MERIDIAN
State	ID
Zip	83642-6572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 19 BLK 2 ELK RUN SUB
Legal Range	01W
Legal Township	03N
Legal Section	24
Legal Subdivision	ELK RUN SUB
Legal Block	2
Legal Lot Number	19
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2000
Census Tract	10337

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1995 S RIPTIDE AVE, MERIDIAN, ID 83642-6572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL EDUCATORS FCU
Feb 28, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CAPITAL EDUCATORS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	201818463
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1995 S RIPTIDE AVE, MERIDIAN, ID 83642-6572
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002663
Date	Jan 6, 2021
Instrument	2021-002663

Lender

Name	CAPITAL EDUCATORS FCU
Type	Credit Union
Address	MERIDIAN, ID 83642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Feb 28, 2018
Property Address	1995 S RIPTIDE AVE, MERIDIAN, ID 83642-6572
Document Number	0000018463
Map Reference	MB63 PG6303&6304
Instrument Date	Feb 23, 2018
Instrument	2018-018463
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 S RIPTIDE AVE, MERIDIAN, ID 83642-6572

Mortgage

Document Number	0000018464
Date	Feb 28, 2018
Instrument	2018-018464

Lender

Name	CAPITAL EDUCATORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,900 (+0.25%)	$396,900 (+0.25%)
2025	$1,220.00 (-7.08%) Homeowner's exemption	$395,900 (+19.18%)	$395,900 (+19.18%)
2024	$1,313.00 (-22.12%)
2023		$332,200 Land $189,000 Building $143,200	$332,200 Land $189,000 Building $143,200
2022	$1,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband Fixed Wireless	1,000 / 1,000
Silver Star Communications Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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