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1995 River Hill Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1995 River Hill Rd, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage1,152 sqft Heated Area
Lot Size270,072 sqft (6.2 acres)
OccupancyOwner Occupied
Last Sale$387,000 (2025)
Tax Bill$1,492.00 (2025)

Property Details

APN / Parcel Number

Primary APN452400989006000
Alternative APN
  • 48780

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,152 sqft Heated Area
Gross Area2,848 sqft Gross Area
1st Floor1,152 sqft 1st Floor
Basement Area1,152 sqft Basement
Unfinished Basement1,152 sqft Unfinished
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area270,072 sqft (6.2 acres)
Lot Width1,032 ft Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Deck Area160 sqft Deck
Porch Area384 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number48780
Street Address1995 RIVER HILL RD
CityMURPHY
StateNC
Zip28906-1902
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionFR SECRETARY OF HUD 1582/554 1584/938
JurisdictionCHEROKEE NC
Minor Civil DivisionSHOAL CREEK
Census Blockgroup2
Census Block2015
Census Tract930603

Owner

Source: Cherokee County records · APN 452400989006000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1995 RIVER HILL RD, MURPHY, NC 28906-1902
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 09, 2018Special Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP
Apr 12, 2018Special Warranty Deed, Foreclosure
Mar 12, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2025 · Amount on Record
Deed SaleApr 07, 2025 · Amount on Record
Prior SaleMar 12, 2018 · Amount on Record
Deed Doc Number20251480
Deed Book / Page1775 / 719
Prior Transfer DateNov 09, 2012
Prior Transfer Doc01451/0506
Record RefreshedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address1995 RIVER HILL RD, MURPHY, NC 28906-1902
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001639/948
DateMar 30, 2020
Book Page1639/948
Instrument1606
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 06, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHEROKEE NC
Recording DateNov 09, 2018
Property Address1995 RIVER HILL RD, MURPHY, NC 28906-1902
Document Number01600/0026
Book / Page01600 / 0026
Instrument DateNov 05, 2018
Instrument05401
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

NameVerified Name
Address1701 E HENRY AVE, TAMPA, FL 33610-4330

Mortgage

Document Number0000005402
DateNov 09, 2018
Instrument05402
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

April 2018: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionCHEROKEE NC
Recording DateApr 12, 2018
Property Address1995 RIVER HILL RD, MURPHY, NC 28906-1902
Document Number01584/0938
Book / Page01584 / 0938
Instrument DateMar 27, 2018
Instrument01705
Transaction TypeForeclosure
Record UpdatedAug 22, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
InvestorPossibly a Property Investor

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHEROKEE NC
Recording DateMar 12, 2018
Property Address1995 RIVER HILL RD, MURPHY, NC 28906-1902
Document Number01582/0554
Book / Page01582 / 0554
Instrument DateMar 07, 2018
Instrument01153
Transaction TypeForeclosure
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Tax$259.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,492.00$199,710 (-)$199,710 (-) Land $22,570 Building $177,140
2023$199,710$199,710 Land $22,570 Building $177,140

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