1995 Norwich Ave, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1995 Norwich Ave, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,392 sqft · built 1988
Lot Size	0.27 acres (11,775 sqft)
Owner	Trust Name on File
Last Sale	$1,120,000 (Aug 2022)
Tax Bill	$12,632 (2025)
Deeds & Mortgages	Aug 2022 Sale Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-076-039`

Property Details

APN / Parcel Number

Primary APN	`023-076-039`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Wood
Lot Area	11,775 sqft (0.27 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1995 NORWICH AVE
City	CAMBRIA
State	CA
Zip	93428-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES TR 8 BL 190 LTS 24 THRU 29
Legal Tract	8
Legal Block	190
Legal Lot Number	24-29 25
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1012
Census Tract	10403

Owner

1995 Norwich Ave is owner-occupied and held in a trust since August 2022.

Source: San Luis Obispo County records, as of September 29, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1995 NORWICH AVE, CAMBRIA, CA 93428-5143
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Aug 6, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
Nov 23, 2020	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Nov 23, 2020	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on File
Deed Sale	Aug 5, 2022 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	2022031983
Record Updated	Jun 8, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 5, 2022
Property Address	1995 NORWICH AVE, CAMBRIA, CA 93428-5143
Document Number	0000031983
Map Reference	MB 5 PG 21
Instrument Date	Jul 8, 2022
Instrument	2022031983
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1995 NORWICH AVE, CAMBRIA, CA 93428-5143

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 6, 2021
Property Address	1995 NORWICH AVE, CAMBRIA, CA 93428-5143
Document Number	0000055244
Map Reference	MB 5 PG 21
Instrument Date	Jul 15, 2021
Instrument	2021055244
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 NORWICH AVE, CAMBRIA, CA 93428-5143

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 23, 2020
Property Address	1995 NORWICH AVE, CAMBRIA, CA 93428-5143
Document Number	0000068643
Map Reference	MB 5 PG 21
Instrument Date	Sep 22, 2020
Instrument	2020068643
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1995 NORWICH AVE, CAMBRIA, CA 93428-5143

Mortgage

Document Number	0000068644
Date	Nov 23, 2020
Instrument	2020068644

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 23, 2020
Property Address	1995 NORWICH AVE, CAMBRIA, CA 93428-5143
Document Number	0000068642
Instrument Date	Sep 22, 2020
Instrument	68642
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24546 PINERIDGE DR CAMBRIA CA 93428, CAMBRIA, CA 93428

Tax Assessment & Valuation

The 2025 property tax bill for 1995 Norwich Ave was $12,632.

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,632.00	$1,165,248 Land $676,260 Building $488,988
2023	$12,142.00 (+11.68%)	$1,120,000 Land $650,000 Building $470,000
2022	$10,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1995 Norwich Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1995 Norwich Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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