1995 McCoy Bridge Rd, Commerce, GA 30529 Property Records

Banks County property record for 1995 McCoy Bridge Rd, Commerce, GA 30529

Property Summary

Property Type	General Agricultural/Rural
Lot Size	45 acres (1,960,200 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Feb 2022)
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B52 053`

Property Details

APN / Parcel Number

Primary APN	`B52 053`
Alternative APN	`461`

Exterior

Lot Area	1,960,200 sqft (45 acres)

Location & Zoning

Account Number	461
Street Address	1995 MCCOY BRIDGE RD
City	COMMERCE
State	GA
Zip	30529-8703
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	ARR
Legal Description	PB 37-134 L&E PB 37-593
Legal Tract	2
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2007
Census Tract	970400

Owner

1995 McCoy Bridge Rd, an agricultural property, is owned by an individual who bought it in February 2022.

Source: Banks County records, as of November 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1554 MCCOY BRIDGE RD, HOMER, GA 30547-2234
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Feb 23, 2022	Limited Warranty Deed, Transfer
May 20, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Prior Sale	May 20, 2021 · Amount on File
Deed Document Number	0000524312
Deed Book / Page	524 / 312
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	MCCOY BRIDGE RD, GA
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MCCOY BRIDGE RD
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000534/0000000592
Date	Oct 6, 2022
Book Page	0000000534/0000000592

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Feb 23, 2022
Property Address	MCCOY BRIDGE RD, GA
Document Number	000524/312
Book / Page	524 / 312
Instrument Date	Feb 23, 2022
Instrument	2022-000182
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1554 MCCOY BRIDGE RD, HOMER, GA 30547-2234
Investor	Possibly a Property Investor

May 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	May 20, 2021
Property Address	MCCOY BRIDGE RD, GA
Document Number	000504/673
Book / Page	504 / 673
Instrument Date	May 20, 2021
Instrument	2021-000515
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 177, CARNESVILLE, GA 30521-0177
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1995 McCoy Bridge Rd was $2,071, up 0.3% from the year before.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,071.00 (+0.29%)	$108,490 (+3.51%) Land $108,490	$271,224 (+3.51%) Land $271,224
2024	$2,065.00 (+19.57%)	$104,813 (+23.5%) Land $104,813	$262,033 (+23.5%) Land $262,033
2023	$1,727.00 (+9.72%)	$84,870 (+13.25%) Land $84,870	$212,174 (+13.25%) Land $212,174
2022	$1,574.00	$74,942 Land $74,942	$187,354 Land $187,354

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1995 McCoy Bridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1995 McCoy Bridge Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Windstream DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McCoy Bridge Rd

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