1995 Lock 8 Rd, Nicholasville, KY 40356 Property Records

Jessamine County property record for 1995 Lock 8 Rd, Nicholasville, KY 40356

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,560 sqft · built 2003
Lot Size	10 acres (438,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Aug 2023)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052-00-00-007.01`

Property Details

APN / Parcel Number

Primary APN	`052-00-00-007.01`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Foundation Type	Block
Lot Area	438,214 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1995 LOCK 8 RD
City	NICHOLASVILLE
State	KY
Zip	40356-8285
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NEW TR 1-C
Legal Subdivision	MINOR SUBDIVISION
Legal Tract	1-C
Jurisdiction	JESSAMINE KY
Township / Civil Division	NICHOLASVILLE
Census Block Group	1
Census Block	1069
Census Tract	60300

Owner

Source: Jessamine County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1995 LOCK 8 RD, NICHOLASVILLE, KY 40356-8285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 1, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG
Oct 11, 2019	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	2023465034
Deed Book / Page	861 / 949
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	1995 LOCK 8 RD, NICHOLASVILLE, KY 40356-8285
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 LOCK 8 RD, NICHOLASVILLE, KY 40356-8285
Investor	Possibly a Property Investor

Mortgage

Document Number	0000551161
Date	Oct 31, 2025
Book Page	M1621/714
Instrument	551161

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JESSAMINE KY
Recording Date	Aug 1, 2023
Property Address	1995 LOCK 8 RD, NICHOLASVILLE, KY 40356-8285
Document Number	0000465034
Book / Page	D861 / 949
Map Reference	CAB 9 SL 357
Instrument Date	Jul 28, 2023
Instrument	465034
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1310 DANVILLE RD, LANCASTER, KY 40444-7339

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1995 LOCK 8 RD, NICHOLASVILLE, KY 40356-8285
Investor	Possibly a Property Investor

Mortgage

Document Number	0000465035
Date	Aug 1, 2023
Book Page	M1550/35
Instrument	465035

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	1995 LOCK 8 RD, NICHOLASVILLE, KY 40356-8285
Document Number	0000380818
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP R/E TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 LOCK 8 RD NICHOLASVILLE KY 403568285, NICHOLASVILLE, KY 40356-8285

Mortgage

Document Number	0000380818
Date	Oct 11, 2019
Book Page	001377/000701
Instrument	380818

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 10, 2029

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JESSAMINE KY
Recording Date	Oct 11, 2019
Property Address	1995 LOCK 8 RD, NICHOLASVILLE, KY 40356-8285
Document Number	0000380816
Book / Page	D799 / 147
Map Reference	CAB 9 SL 357
Instrument Date	Sep 30, 2019
Instrument	380816
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	LAND GROUP TITLE & CLOSINGS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	282 R VASARA DR, 282, NICHOLASVILLE, KY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1995 LOCK 8 RD, NICHOLASVILLE, KY 40356-8285

Mortgage

Document Number	0000380817
Date	Oct 11, 2019
Instrument	380817

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Mortgage

Document Number	0000380818
Date	Oct 11, 2019
Book Page	M1377/701
Instrument	380818

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2029

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,149.00 (+65.04%)	$274,600 (+60.86%) Land $2,100 Building $272,500	$305,000 (+51.74%) Land $32,500 Building $272,500
2023	$1,908.00 (-0.16%)	$170,703 (-) Land $2,203 Building $168,500	$201,000 (-) Land $32,500 Building $168,500
2022	$1,911.00	$170,703 Land $2,203 Building $168,500	$201,000 Land $32,500 Building $168,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1984–2026)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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