Ramsey County property record for 1995 Eugene St, White Bear Lake, MN 55110
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 3 ba · 2,080 sqft · built 1889 |
| Lot Size | 0.308 acres (13,460 sqft) |
| Owner | Company Name on Record |
| Last Sale | $269,000 (Apr 2018) |
| Tax Bill | $5,728 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-22-34-0102 |
| Primary APN | 14-30-22-34-0102 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Total Area |
| 1st Floor Area | 876 sqft |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,460 sqft (0.308 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1995 EUGENE ST |
|---|---|
| City | WHITE BEAR LAKE |
| State | MN |
| Zip | 55110-3444 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | C |
| Legal Description | RAMALEY'S PARK, WHITE BEAR,LAK LOTS 8 AND LOT 9 BLK 11 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Quarter | 3 |
| Quarter-Quarter Section | 4 |
| Legal Subdivision | RAMALEYS PARK, WHITE BEAR,LAK |
| Legal Block | 11 |
| Legal Lot Number | 8-9 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40502 |
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2231 2ND ST, WHITE BEAR LAKE, MN 55110-3204 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE AREA MTG |
| May 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage LAKE AREA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2018 · Amount on Record |
| Deed Sale | Apr 4, 2018 · Amount on Record |
| Prior Sale | Apr 4, 2018 · Amount on Record |
| Deed Document Number | 0002611440 |
| Last Transfer Date | May 25, 2018 |
| Transfer Doc | 0002614738 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1995 EUGENE ST, WHITE BEAR LAKE, MN 55110-3444 |
| Document Number | 0002678748 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1995 EUGENE ST WHITE BEAR LAKE MN 551103444, WHITE BEAR LAKE, MN 55110-3444 |
| Document Number | 0002678748 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2678748 |
| Name | LAKE AREA MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 25, 2018 |
| Property Address | 1995 EUGENE ST, WHITE BEAR LAKE, MN 55110-3444 |
| Document Number | 0002614738 |
| Instrument Date | May 14, 2018 |
| Instrument | 2614738 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2231 2ND ST WHITE BEAR LAKE MN 551103204, WHITE BEAR LAKE, MN 55110-3204 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 4, 2018 |
| Property Address | 1995 EUGENE ST, WHITE BEAR LAKE, MN 55110-3444 |
| Document Number | 0002611440 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 2611440 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | TITLESMART |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $914.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2231 2ND ST WHITE BEAR LAKE MN 551103204, WHITE BEAR LAKE, MN 55110-3204 |
| Document Number | 2611443 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 2611443 |
| Name | LAKE AREA MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2048 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,728.00 | $342,100 Land $90,400 Building $251,700 | $342,100 Land $90,400 Building $251,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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