1995 Ernest Way, Arcata, CA 95521 Property Records

Humboldt County property record for 1995 Ernest Way, Arcata, CA 95521

Property Summary

Property TypeSingle Family Home
Lot Size0.179 acres (7,840 sqft)
Owner2 Owner Names on File
Last Sale$229,000 (Dec 2011)
Tax Bill$3,163 (2025)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN507-231-012-000

Property Details

APN / Parcel Number

Primary APN507-231-012-000
Alternative APN
  • 50723112

Exterior

Lot Area7,840 sqft (0.179 acres)

Location & Zoning

Old Parcel Number50723112
Street Address1995 ERNEST WAY
CityARCATA
StateCA
Zip95521-4714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 99 TR 46 PACIFIC MANOR #4 BK14/MAPS PG 147-149
Legal SubdivisionPACIFIC MANOR SUBDIVISION UNIT #4
Legal Tract46
Legal Lot Number99
JurisdictionHUMBOLDT CA
Township / Civil DivisionARCATA
Census Block Group1
Census Block1017
Census Tract1102

Owner

The current owner of 1995 Ernest Way bought it in December 2011.

Source: Humboldt County records, as of October 13, 2025

Owner of Record2 Owner Names on File
Mailing Address1995 ERNEST WAY, ARCATA, CA 95521-4714
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2011 · Amount on File
Deed SaleDec 5, 2011 · Amount on File
Prior SaleAug 28, 2003
Deed Document Number2011-024931-01
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address1995 ERNEST WAY, ARCATA, CA 95521-4714
Transaction TypeMortgage
Record UpdatedJan 24, 2023
Title CompanyFIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1995 ERNEST WAY, CUTTEN, CA 95501

Mortgage

Document Number0000000004
DateJan 3, 2023
Instrument2023-000004
Lender
NameCOAST CENTRAL CU
TypeCredit Union
AddressEUREKA, CA 95501
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1995 Ernest Way was $3,163 with a homeowner's exemption.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
Secondary School DistrictNorthern Humboldt Union High School District (09 - 12)
Elementary School DistrictPacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,163.00 Homeowner's exemption$287,622 Land $124,342 Building $163,280
2023$3,083.00 (+0.59%) Homeowner's exemption$276,455 Land $119,514 Building $156,941
2022$3,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1995 Ernest Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1995 Ernest Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ARCATA
serves 18,857 people · EPA ID CA1210001
Water SourcePurchased groundwater from HUMBOLDT BAY MWD
Last State InspectionNov 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
101Netlink
Fixed Wireless
100 / 20

Nearby Properties on Ernest Way

Nearby Streets

Search Property Records by Address or Parcel Number