Kershaw County property record for 1995 Elgin Dr, Elgin, SC 29045
| Property Type | Mobile Home |
|---|---|
| Details | 2,048 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,000 (Jun 2026) |
| Tax Bill | $1,238 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E335-14-00-004 |
| Primary APN | E335-14-00-004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,048 sqft Gross Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 1027 |
|---|---|
| Street Address | 1995 ELGIN DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-9038 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | LOT 10 5745 BELL WHTBLK 2003 28X66 24997 |
| Legal Subdivision | PLAT OF HILL TOP DEVELOPMENT SEC A |
| Legal Block | 2003 |
| Legal Lot Number | 10 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 970907 |
Source: Kershaw County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1995 ELGIN DR, ELGIN, SC 29045-9038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL |
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL SERVICES INC |
| Feb 19, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Apr 20, 2015 |
| Deed Document Number | 20265899 |
| Deed Book / Page | 5617 / 10 |
| Prior Transfer Date | Feb 18, 2020 |
| Prior Transfer Doc | 0000001474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 18, 2026 |
| Property Address | 1995 ELGIN DR, ELGIN, SC 29045-9038 |
| Document Number | 0020265899 |
| Book / Page | 5617 / 10 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20265899 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,631.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1995 ELGIN DR, ELGIN, SC 29045-9038 |
| Document Number | 0000005900, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 20265900 |
| Name | AMERICAN FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 18, 2026 |
| Property Address | 1995 ELGIN DR, ELGIN, SC 29045-9038 |
| Document Number | 0000005899 |
| Book / Page | 5617 / 10 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20265899 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,631.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1995 ELGIN DR, ELGIN, SC 29045-9038 |
| Document Number | 0000005900, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 20265900 |
| Name | AMERICAN FINANCIAL SERVICES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Feb 19, 2020 |
| Property Address | 1995 ELGIN DR, ELGIN, SC 29045-9038 |
| Document Number | 0000001474 |
| Book / Page | 004171 / 000084 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 1474 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 WINTER WAY LUGOFF SC 290789259, LUGOFF, SC 29078-9259 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Municipality | Elgin Town |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,238.00 (-43.5%) | $55,900 (-) Land $20,000 Building $35,900 | $55,900 (-) |
| 2023 | $2,191.00 | $55,900 Land $20,000 Building $35,900 | $55,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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