1995 Clover Valley Rd, Upper Lake, CA 95485 Property Records

Lake County property record for 1995 Clover Valley Rd, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,200 sqft · built 1977
Lot Size	5.36 acres (233,917 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Dec 2021)
Tax Bill	$6,640 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-007-260-000`

Property Details

APN / Parcel Number

Primary APN	`004-007-260-000`
Alternative APN	`004-007-26`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	233,917 sqft
Garage Type	Detached
Garage Area	1,456 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Central

Location & Zoning

Old Parcel Number	004-007-26
Street Address	1995 CLOVER VALLEY RD
City	UPPER LAKE
State	CA
Zip	95485-9228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Subdivision	6-9, PARCEL MAP
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1004
Census Tract	100

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 156, UPPER LAKE, CA 95485-0156
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Jul 12, 2012 · Amount on Record
Deed Document Number	202121764
Prior Transfer Date	Feb 9, 2011
Prior Transfer Doc	0000002119
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Dec 30, 2021
Property Address	1995 CLOVER VALLEY RD, UPPER LAKE, CA 95485-9228
Document Number	0000021764
Map Reference	MB 6 PG 9
Instrument Date	Dec 6, 2021
Instrument	2021021764
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 156, UPPER LAKE, CA 95485-0156

Mortgage

Document Number	0000021765
Date	Dec 30, 2021
Instrument	2021021765

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,640.00 (+2.41%)	$595,336 (+2%) Land $227,310 Building $368,026
2025	$6,484.00 (+3.17%)	$583,663 (+4.04%) Land $222,853 Building $360,810
2023	$6,285.00 (-2.63%)	$561,000 Land $214,200 Building $346,800
2022	$6,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.8% of the US · above 88% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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