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19948 Stone Pine Cir, Lutz, FL 33558 Property Records

Pasco County property record for 19948 Stone Pine Cir, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,606 sqft · built 2020
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (Sep 2026)
Tax Bill$8,368 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-26-18-0120-00900-0070

Property Details

APN / Parcel Number

Primary APN34-26-18-0120-00900-0070
Alternative APNs
  • 1826340120009000070
  • 4183238

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,606 sqft Living Area
Gross Area3,006 sqft
1st Floor Area1,190 sqft
Upper Floors Area1,416 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco/Tile/Wood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,800 sqft (0.11 acres)
Garage TypeAttached
Garage Area400 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address19948 STONE PINE CIR
CityLUTZ
StateFL
Zip33558-3327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionMORSANI PHASE 3B PB 80 PG 6 BLOCK 9 LOT 7
Legal SubdivisionMORSANI
Legal Tract120
Legal Block9
Legal Lot Number7
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group2
Census Block2028
Census Tract31605

Owner

19948 Stone Pine Cir is owned and occupied by two individuals who bought it in September 2026.

Source: Pasco County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address19948 STONE PINE CIR, LUTZ, FL 33558-3327
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE 1 INCORPORATED
Aug 28, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
M&I FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2026 · Amount on File
Deed SaleSep 9, 2026 · Amount on File
Prior SaleAug 28, 2020 · Amount on File
Deed Document Number2026169777
Deed Book / Page11491 / 1294
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateSep 9, 2026
Property Address19948 STONE PINE CIR, LUTZ, FL 33558-3327
Document Number0000169777
Book / Page11491 / 1294
Instrument DateSep 1, 2026
Instrument2026169777
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyINSURED TITLE AGENCY, INSURED TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$399,455.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19948 STONE PINE CIR, LUTZ, FL 33558-3327

Mortgage

Document Number0000169778,
DateSep 9, 2026
Instrument2026169778
Lender
NameMORTGAGE 1 INCORPORATED
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPASCO FL
Recording DateAug 28, 2020
Property Address19948 STONE PINE CIR, LUTZ, FL 33558-3327
Document Number0101661904
Book / Page010166 / 001904
Instrument DateAug 27, 2020
Instrument141695
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 24, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,643.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19948 STONE PINE CIR LUTZ FL 335583327, LUTZ, FL 33558-3327

Mortgage

Document Number101661906
DateAug 28, 2020
Book Page010166/001906
Instrument141696
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19948 Stone Pine Cir was $8,368.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$361,320 (+2.7%)$462,655 (-2.16%) Land $77,760 Building $384,895
2025$8,368.00$351,830 Land $77,760 Building $274,070$472,882 Land $77,760 Building $395,122
2023$7,989.00 (+9.12%) Additional exemption filed$331,970 (+3%) Land $52,896 Building $279,074$488,992 (+28.5%) Land $52,896 Building $436,096
2022$7,321.00 Homeowner's exemption$322,310 Land $44,064 Building $278,246$380,534 Land $44,064 Building $336,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19948 Stone Pine Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 158 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies187 units insured
incl. 29 condo units
Nearby Flood Claims21 (1997–2024)
Claims Outside the SFHA2 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19948 Stone Pine Cir is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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