19948 Bower Rd, Dade City, FL 33523 Property Records

Pasco County property record for 19948 Bower Rd, Dade City, FL 33523

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,520 sqft · built 1983
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Dec 2021)
Tax Bill	$3,767 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`35-23-21-0000-00200-0000`

Property Details

APN / Parcel Number

Primary APN	`35-23-21-0000-00200-0000`
Alternative APNs	`2123350000002000000` `0048202`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,520 sqft Living Area
1st Floor Area	2,040 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
View / Lot	Rural
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	504 sqft
Patio Area	600 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	19948 BOWER RD
City	DADE CITY
State	FL
Zip	33523-6856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	NE1/4 OF NE1/4 OF NE1/4 SUBJECT TO EASEMENT FOR EGRESS & INGRESS OVER NORTH 30 FT & WEST 15 FT THEREOF
Legal Range	21E
Legal Township	23S
Legal Section	35
Legal Block	2
Jurisdiction	PASCO FL
Township / Civil Division	LACOOCHEE
Census Block Group	3
Census Block	3016
Census Tract	32402

Owner

19948 Bower Rd is owned and occupied by an individual who bought it in December 2021.

Source: Pasco County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	19948 BOWER RD, DADE CITY, FL 33523-6856
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	May 21, 2013 · Amount on File
Deed Document Number	2021269808
Deed Book / Page	10507 / 3387
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 15, 2021
Property Address	19948 BOWER RD, DADE CITY, FL 33523-6856
Document Number	0105073387
Book / Page	10507 / 3387
Instrument Date	Nov 8, 2021
Instrument	2021269808
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	LARKIN AND LARKIN TITLE SERVICES, LARKIN & LARKIN TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13507 BEHME RD, 13507, CARLINVILLE, IL 62626-2391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19948 BOWER RD, DADE CITY, FL 33523-6856

Mortgage

Document Number	0105073389
Date	Dec 15, 2021
Instrument	10507/3389

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 19948 Bower Rd was $3,767 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,214 (-0.2%) Land $75,126 Building $177,088	$252,214 (-0.51%) Land $75,126 Building $177,088
2025	$3,767.00 Homeowner's exemption	$252,730 Land $75,126 Building $177,604	$253,507 Land $75,126 Building $178,381
2023	$3,535.00 (+11.41%) Additional exemption filed	$238,460 (+3%) Land $75,126 Building $163,334	$249,665 (+7.84%) Land $75,126 Building $174,539
2022	$3,173.00 Homeowner's exemption	$231,517 Land $75,126 Building $156,391	$231,517 Land $75,126 Building $156,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19948 Bower Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	11 (1985–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19948 Bower Rd is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20