19945 22nd Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 19945 22nd Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,854 sqft · built 2020
Lot Size	0.136 acres (5,916 sqft)
Owner	2 Individual Names on File
Last Sale	$394,295 (Feb 2020)
Tax Bill	$5,469 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500505-0-380`

Property Details

APN / Parcel Number

Primary APN	`500505-0-380`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,854 sqft Living Area
Gross Area	2,274 sqft
1st Floor Area	1,854 sqft
Laundry Room	Laundry Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Composition Shingle
Lot Area	5,916 sqft (0.136 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	19945 22ND AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-8629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 02 TOWNSHIP 18 RANGE 03 QUARTER 23 RIDGE AT SOUTHWOOD DIV II: L 38 TOG/W UNDIV INT IN TRACTS A, D & E EASE OF REC OUT OF 03-18-02-2-010 SEG 2020-0120 JP 09/19/19 JP
Legal Range	03
Legal Township	18
Legal Section	02
Legal Subdivision	RIDGE AT SOUTHWOOD DIV II
Legal Tract	A
Legal Lot Number	38
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1001
Census Tract	71413

Owner

19945 22nd Ave Ct E is owned and occupied by two individuals who bought it in February 2020.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19945 22ND AVENUE CT E, SPANAWAY, WA 98387-8629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 15, 2020	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Feb 14, 2020	Warranty Deed, Transfer · Conventional with PMI KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Deed Document Number	2020666
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	19945 22ND AVENUE CT E, SPANAWAY, WA 98387-8629
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009290118
Date	Sep 29, 2021
Instrument	202109290118

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	19945 22ND AVENUE CT E, SPANAWAY, WA 98387-8629
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	PST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009150378
Date	Sep 15, 2020
Instrument	202009150378

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	MCCHORD AFB, WA 98438

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 14, 2020
Property Address	19945 22ND AVENUE CT E, SPANAWAY, WA 98387-8629
Document Number	2002140666
Instrument Date	Jan 29, 2020
Instrument	202002140666
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,319.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19945 22ND AVE E SPANAWAY WA 98387, SPANAWAY, WA 98387

Mortgage

Document Number	2002140667
Date	Feb 14, 2020
Instrument	202002140667

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19945 22nd Ave Ct E was $5,469, up 3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,000 Land $151,100 Building $340,900	$492,000 Land $151,100 Building $340,900
2025	$5,469.00 (+2.97%)
2024	$5,311.00 (-1.9%)	$457,100 (-3.59%) Land $158,100 Building $299,000	$457,100 (-3.59%) Land $158,100 Building $299,000
2023	$5,414.00	$474,100 Land $149,900 Building $324,200	$474,100 Land $149,900 Building $324,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19945 22nd Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19945 22nd Ave Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Lightcurve, Verizon.

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