Ramsey County property record for 1994 Memory Ln, North Saint Paul, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 792 sqft · built 1952 |
| Lot Size | 0.157 acres (6,815 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,000 (Dec 2022) |
| Tax Bill | $3,834 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-29-22-23-0115 |
| Primary APN | 13-29-22-23-0115 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,815 sqft (0.157 acres) |
| Lot Dimensions | 145 ft deep x 47 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 100873 |
|---|---|
| Street Address | 1994 MEMORY LN |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-4065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB HEIGHTS LOT 17 BLK 6 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 13 |
| Legal Subdivision | COUNTRY CLUB HEIGHTS |
| Legal Block | 6 |
| Legal Lot Number | 17 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH ST. PAUL |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 42700 |
1994 Memory Ln is owned and occupied by an individual who bought it in December 2022.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1994 MEMORY LN, SAINT PAUL, MN 55109-4065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Mar 4, 2022 | Warranty Deed, Transfer NOT AVAILABLE, WATEMARK TITLE AGENCY |
| Mar 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2022 · Amount on File |
| Deed Sale | Dec 2, 2022 · Amount on File |
| Prior Sale | Mar 4, 2022 · Amount on File |
| Deed Document Number | 20224972868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 2, 2022 |
| Property Address | 1994 MEMORY LN, NORTH ST PAUL, MN 55109-4065 |
| Document Number | 0A04972868 |
| Instrument Date | Nov 4, 2022 |
| Instrument | A04972868 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Title Company | TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1994 MEMORY LN, NORTH SAINT PAUL, MN 55109-4065 |
| Document Number | 0A04972869 |
|---|---|
| Date | Dec 2, 2022 |
| Instrument | A04972869 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Number | 0A04972870 |
|---|---|
| Date | Dec 2, 2022 |
| Instrument | A04972870 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55442 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 4, 2022 |
| Property Address | 1994 MEMORY LN, NORTH ST PAUL, MN 55109-4065 |
| Document Number | 0A04936574 |
| Instrument Date | Feb 28, 2022 |
| Instrument | A04936574 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Title Company | NOT AVAILABLE, WATEMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $763.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7676 MILITARY RD, WOODBURY, MN 55129-9521 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1994 MEMORY LN, NORTH ST PAUL, MN 55109-4065 |
| Document Number | 0004749646 |
| Instrument Date | Mar 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | PARTNERS TITLE COMPANY, PARTNERS TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 1994 MEMORY LN NORTH ST PAUL MN 551094065, NORTH ST PAUL, MN 55109-4065 |
| Document Number | 0004749646 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 4749646 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 13, 2034 |
The 2025 property tax bill for 1994 Memory Ln was $3,834 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North St. Paul City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,300 Land $40,300 Building $236,000 | $276,300 Land $40,300 Building $236,000 | |
| 2025 | $3,834.00 | ||
| 2023 | $2,906.00 Homeowner's exemption | $269,700 Land $40,300 Building $229,400 | $269,700 Land $40,300 Building $229,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1994 Memory Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1994 Memory Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | North Saint Paul serves 13,134 people · EPA ID MN1620011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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