1994 E Saturna Pl, Point Roberts, WA 98281 Property Records

Whatcom County property record for 1994 E Saturna Pl, Point Roberts, WA 98281

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,582 sqft · built 2011
OwnerIndividual Name on Record
Last Sale$630,000 (Jun 2022)
Tax Bill$4,416 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN592281

Property Details

APN / Parcel Number

Primary APN592281
Alternative APNs
  • 405311 259538 0000
  • 156555
  • 491878

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,582 sqft Living Area
1st Floor Area1,008 sqft
2nd Floor Area574 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
PorchPorch
Porch Area750 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number491878
Street Address1994 E SATURNA PL
CityPOINT ROBERTS
StateWA
Zip98281-8419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR2
Legal DescriptionHOLIDAY MEADOWS LOT 8-TOG WI UNDIV-EQUAL INT IN LANES-ALLEYS-DRIVES-RESERVE A DESC AF 1045365
Legal Range53
Legal Township40
Legal Section11
Legal SubdivisionHOLIDAY MEADOWS
Legal Lot Number8
JurisdictionWHATCOM WA
Township / Civil DivisionPOINT ROBERTS
Census Block Group1
Census Block1016
Census Tract11000

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1685 H ST, BLAINE, WA 98230-5110
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 10, 2022Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleNov 8, 2011 · Amount on Record
Deed Document Number2022-0601159
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1994 E SATURNA PL, POINT ROBERTS, WA 98281-8419
Transaction TypeMortgage
Record UpdatedMar 18, 2026
Title CompanyROCKET CLOSE LLC RESIDENTI

Transferred To (Grantee/Buyer)

NameVerified Name
Address1994 E SATURNA PL, POINT ROBERTS, WA 98281-8419

Mortgage

Document Number0000300476
DateMar 6, 2026
Instrument2026-0300476
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJun 10, 2022
Property Address1994 E SATURNA PL, POINT ROBERTS, WA 98281-8419
Document Number0000601159
Map ReferenceVOL 9 PG 136
Instrument DateMay 24, 2022
Instrument2022-0601159
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyNOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,319.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1685 H ST # 1015, 1015, BLAINE, WA 98230-5110

Mortgage

Document Number0000601160
DateJun 10, 2022
Instrument2022-0601160
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictBlaine School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,416.00 (+13.11%)$576,679 (+14.21%) Land $200,723 Building $375,956$576,679 (+14.21%) Land $200,723 Building $375,956
2022$504,924 Land $165,000 Building $339,924$504,924 Land $165,000 Building $339,924
2021$3,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 units insured
incl. 32 condo units
Nearby Flood Claims3 (2006–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT ROBERTS WATER DISTRICT NO 4
serves 1,440 people · EPA ID WA5395750
Water SourceGroundwater
Last State InspectionNov 2022
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Whidbey Telephone
DSL
25 / 3

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