Craven County property record for 1994 Den Tree Ct, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,435 sqft · built 1987 |
| Lot Size | 2.07 acres (90,213 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Oct 2025) |
| Tax Bill | $1,944 (2026) |
| Deeds & Mortgages | Jul 2011 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-100-096 |
| Primary APN | 7-100-096 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,435 sqft Living Area |
| 1st Floor Area | 1,438 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 90,213 sqft (2.07 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 95769 |
|---|---|
| Street Address | 1994 DEN TREE CT |
| City | NEW BERN |
| State | NC |
| Zip | 28562-9198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2-3 & 2-4 RIVER TRACE SCT 2 |
| Legal Subdivision | RIVER TRACE |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 961004 |
1994 Den Tree Ct is owned and occupied by two individuals who bought it in October 2025.
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1994 DEN TREE CT, NEW BERN, NC 28562-9198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 28, 2011 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 27, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Feb 5, 2013 | Warranty Deed, Transfer · FHA Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on File |
| Deed Sale | Oct 27, 2025 · Amount on File |
| Prior Sale | Feb 5, 2013 · Amount on File |
| Deed Document Number | 202510147866 |
| Deed Book / Page | 3857 / 182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 1994 DEN TREE CT, NEW BERN, NC 28562-9198 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 03015/0819 |
|---|---|
| Date | Jul 28, 2011 |
| Book Page | 3015/0819 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Oct 27, 2025 |
| Property Address | 1994 DEN TREE CT, NEW BERN, NC 28562-9198 |
| Document Number | 003857/182 |
| Book / Page | 3857 / 182 |
| Map Reference | CAB E SL 47 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 10147866 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1994 DEN TREE CT, NEW BERN, NC 28562-9198 |
| Document Number | 0003857185 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 3857/185 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Feb 5, 2013 |
| Property Address | 1994 DEN TREE CT, NEW BERN, NC 28562-9198 |
| Document Number | 3165/0883 |
| Book / Page | 3165 / 0883 |
| Map Reference | CAB E SL47 |
| Instrument Date | Dec 3, 2012 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $153.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1994 DEN TREE CT, NEW BERN, NC 28562-9198 |
| Document Number | 03165/0886 |
|---|---|
| Date | Feb 5, 2013 |
| Book Page | 3165/0886 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2028 |
The 2026 property tax bill for 1994 Den Tree Ct was $1,944, up 21.8% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,944.00 (+21.8%) | $402,860 (+22.86%) Land $70,060 Building $332,800 | $402,860 (+22.86%) Land $70,060 Building $332,800 |
| 2025 | $1,596.00 | $327,890 Land $70,060 Building $257,830 | $327,890 Land $70,060 Building $257,830 |
| 2023 | $1,584.00 (+9.85%) | $327,890 (+38.74%) Land $70,060 Building $257,830 | $327,890 Land $70,060 Building $257,830 |
| 2022 | $1,442.00 | $236,330 Land $60,560 Building $175,770 | |
| 2018 | $236,330 Land $60,560 Building $175,770 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1994 Den Tree Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 69 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 6 (2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1994 Den Tree Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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