1994 Cherry Tree Rd, Gurley, AL 35748 Property Records

Madison County property record for 1994 Cherry Tree Rd, Gurley, AL 35748

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,808 sqft · built 2002
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$1,007 (2026)
Deeds & MortgagesJan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN22-01-11-0-000-052.000

Property Details

APN / Parcel Number

Primary APN22-01-11-0-000-052.000
Alternative APNs
  • 084299
  • 207462

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,808 sqft Living Area
1st Floor Area1,808 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number207462
Street Address1994 CHERRY TREE RD
CityGURLEY
StateAL
Zip35748-9319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL THAT TR OF LAND BEING A PT OF THE NW1/4 OF THE SE1/4 OF SEC 11 BEG AT THE INTER OF THE C/L OF CHERRY LANE & THE 1/2 S/L T
Legal Range02E
Legal Township05S
Legal Section11
JurisdictionMADISON AL
Township / Civil DivisionNEW HOPE
Census Block Group1
Census Block1005
Census Tract11400

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1994 CHERRY TREE RD, GURLEY, AL 35748-9319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address1994 CHERRY TREE RD, GURLEY, AL 35748-9319
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013702
DateJan 23, 2026
Book Page2026/13702
Lender
NameREDSTONE FCU
TypeCredit Union
Address220 WYNN DR NW, HUNTSVILLE, AL 35893
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 22, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,007.00 (+5.45%)
2025$955.00 (+7.42%) Homeowner's exemption$27,840 (+6.99%) Land $4,080 Building $23,760$286,000 (+9.96%) Land $42,000 Building $244,000
2023$889.00 (+19.01%) Homeowner's exemption$26,020 (+18.38%) Land $4,200 Building $21,820$260,100 (+18.39%) Land $42,000 Building $218,100
2022$747.00 Homeowner's exemption$21,980 Land $2,200 Building $19,780$219,700 Land $22,000 Building $197,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims4 (2013–2021)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NHTC
Fiber
8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry Tree Rd

Nearby Streets

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