19938 20th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 19938 20th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,474 sqft · built 2009
Lot Size	0.172 acres (7,493 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,950 (Oct 2010)
Tax Bill	$5,845 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500372-1-290`

Property Details

APN / Parcel Number

Primary APN	`500372-1-290`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,474 sqft Living Area
Gross Area	2,958 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,493 sqft (0.172 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	19938 20TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 PLAT RIDGE AT SOUTHWOOD DIV 1 PH 1 A PDD LOT 129 TOG/W UND INT IN TRS A, B-1, B-2, B-3, B-4, E & F EASE OF RECORD OUT OF 03-18-03-1-709, 1-710 & 4-006 SEG 2007-0063 JU 7/5/06JU
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE AT SOUTHWOOD DIV 1 PH 1 A PDD
Legal Phase	1
Legal Tract	A
Legal Lot Number	12
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1019
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19938 20TH AVENUE CT E, SPANAWAY, WA 98387-4108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Sep 3, 2021	Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC
Jul 29, 2017	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2010 · Amount on Record
Deed Sale	Oct 27, 2010 · Amount on Record
Deed Document Number	2010575
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Sep 24, 2026
Property Address	19938 20TH AVENUE CT E, SPANAWAY, WA 98387-4108
Document Number	0000000208
Instrument Date	Sep 19, 2026
Instrument	2026208
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	PUGET SOUND TITLE, PUGET SOUND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19938 20TH AVENUE CT E, SPANAWAY, WA 98387-4108

Mortgage

Document Number	0000000208,
Date	Sep 24, 2026
Instrument	2026208

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	19938 20TH AVENUE CT E, SPANAWAY, WA 98387-4108
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009030263
Date	Sep 3, 2021
Instrument	202109030263

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	19938 20TH AVENUE CT E, SPANAWAY, WA 98387-4108
Document Number	1708110279
Instrument Date	Jul 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19938 20TH AVENUE CT E SPANAWAY WA 983874108, SPANAWAY, WA 98387-4108

Mortgage

Document Number	1708110279
Date	Aug 11, 2017
Instrument	201708110279

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,845.00 (-4.88%)	$518,400 (+1.05%) Land $156,900 Building $361,500	$518,400 (+1.05%) Land $156,900 Building $361,500
2025	$6,145.00 (+3.33%)
2024	$5,947.00 (-2.38%)	$513,000 (-4.09%) Land $164,200 Building $348,800	$513,000 (-4.09%) Land $164,200 Building $348,800
2023	$6,092.00	$534,900 Land $155,700 Building $379,200	$534,900 Land $155,700 Building $379,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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