1993 Karock Rd, Arnold, CA 95223 Property Records

Calaveras County property record for 1993 Karock Rd, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,384 sqft · built 1970
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,758 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-020-022-000`

Property Details

APN / Parcel Number

Primary APN	`023-020-022-000`
Alternative APN	`023020022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,384 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1989
Architectural Style	Conventional
Construction Type	Wood
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	1993 KAROCK RD
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BIG TREES VILLAGE UNIT 3 LOT 688
Legal Subdivision	BIG TREES VILLAGE
Legal Lot Number	688
Legal Unit	3
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1050
Census Tract	504

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1537 MAYNARD ST, CONCORD, CA 94519-2455
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 9, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Dec 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2012
Deed Sale	Nov 7, 2012
Deed Document Number	201214412
Last Transfer Date	Mar 3, 2021
Transfer Doc	0000004582
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Mar 9, 2021
Property Address	1993 KAROCK RD, ARNOLD, CA 95223
Document Number	0000004582
Map Reference	MB 3 PG 20
Instrument Date	Mar 3, 2021
Instrument	2021-004582
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1537 MAYNARD ST, CONCORD, CA 94519-2455

Mortgage

Document Number	0000004583
Date	Mar 9, 2021
Instrument	2021-004583

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Mar 9, 2021
Property Address	1993 KAROCK RD, ARNOLD, CA 95223
Document Number	0000004584
Map Reference	MB 3 PG 20
Instrument Date	Mar 3, 2021
Instrument	2021-004584
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1537 MAYNARD ST, CONCORD, CA 94519-2455

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Dec 4, 2018
Property Address	1993 KAROCK RD, ARNOLD, CA 95223
Document Number	0000013407
Instrument Date	Nov 7, 2018
Instrument	13407
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1537 MAYNARD ST CONCORD CA 945192455, CONCORD, CA 94519-2455

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$207,235 (+2%) Land $50,235 Building $157,000
2025	$2,758.00 (+2.87%)	$203,172 (+4.04%) Land $49,250 Building $153,922
2023	$2,681.00 (+6.98%)	$195,285 Land $47,339 Building $147,946
2022	$2,506.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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