19920 Clark Rd, Belleville, MI 48111 Property Records

Wayne County property record for 19920 Clark Rd, Belleville, MI 48111

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,020 sqft · built 1978
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (May 2018)
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`81 045 99 0010 002`

Property Details

APN / Parcel Number

Primary APN	`81 045 99 0010 002`

Interior

Full Baths	2 Baths
Stories	4 Stories
Building Area	2,020 sqft Living Area
1st Floor Area	1,419 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	29,185 sqft (0.67 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19920 CLARK RD
City	BELLEVILLE
State	MI
Zip	48111-9172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12A2B2 PT NE 1/4 SEC 12 T4SR8E BEG DUE S 740.18FT FROM NE COR SEC 12 TH DUE S 110FT TH S89DEG 59M 40S W 300FT TH DUE N 110FT
Legal Lot Number	0010
Jurisdiction	WAYNE MI
Township / Civil Division	SUMPTER
Census Block Group	2
Census Block	2015
Census Tract	589300

Owner

19920 Clark Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19920 CLARK RD, BELLEVILLE, MI 48111-9172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
May 29, 2018	Warranty Deed, Transfer · Conventional Mortgage HURON VALLEY FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Deed Document Number	2018185792
Deed Book / Page	54428 / 830
Prior Transfer Date	May 8, 2018
Prior Transfer Doc	0544280830
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	19920 CLARK RD, BELLEVILLE, MI 48111-9172
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19920 CLARK RD, BELLEVILLE, MI 48111-9172

Mortgage

Document Number	0584960893
Date	Oct 9, 2023
Book Page	58496/893
Instrument	2023259947

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	19920 CLARK RD, BELLEVILLE, MI 48111-9172
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	AMERICA TITLE, AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19920 CLARK RD, BELLEVILLE, MI 48111-9172

Mortgage

Document Number	0570591387
Date	Sep 24, 2021
Book Page	57059/1387
Instrument	2021351801

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 29, 2018
Property Address	19920 CLARK RD, BELLEVILLE, MI 48111-9172
Document Number	0544280830
Book / Page	54428 / 0830
Instrument Date	May 8, 2018
Instrument	2018185792
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37551 N DIANNE LN, 37551, NEW BOSTON, MI 48164-8005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19920 CLARK RD, BELLEVILLE, MI 48111-9172

Mortgage

Document Number	2018185793
Date	May 29, 2018
Instrument	2018185793

Lender

Name	HURON VALLEY FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 19920 Clark Rd was $2,313 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Sumpter Township
Unified School District	Van Buren Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,800 (+1.56%)	$351,600 (+1.56%)
2025	$2,313.00 Homeowner's exemption	$173,100	$346,200
2023		$138,600	$277,200
2019	$1,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19920 Clark Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19920 Clark Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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