St. Charles County property record for 1992 Zumbehl Rd, Saint Charles, MO 63303
| Property Type | Commercial |
|---|---|
| Details | 1,662 sqft · built 2024 |
| Lot Size | 0.742 acres (32,308 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,945,000 (Jun 2025) |
| Tax Bill | $16,962 (2025) |
| Deeds & Mortgages | May 2024 Construction Loan Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A870004013 |
| Primary APN | A870004013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,662 sqft Gross Area |
| 1st Floor Area | 2,048 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Roof Material | Built-Up Asphalt |
| Lot Area | 32,308 sqft (0.742 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | A870004013 |
|---|---|
| Street Address | 1992 ZUMBEHL RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-2700 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | REGENCY #1 LOT 5 |
| Legal Subdivision | REGENCY #1 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 310901 |
1992 Zumbehl Rd, a commercial property, is owned by a company that bought it in June 2025.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1992 ZUMBEHL RD, SAINT CHARLES, MO 63303-2700 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Construction Mortgage TRIAD BANK |
| Mar 30, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage TRIAD BANK |
| Oct 5, 2021 | Warranty Deed, Transfer |
| Jun 10, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on File |
| Deed Sale | Jun 26, 2025 · Amount on File |
| Prior Sale | Mar 30, 2023 · Amount on File |
| Deed Document Number | 202527151 |
| Prior Transfer Date | Nov 18, 2019 |
| Prior Transfer Doc | 0071990676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1992 ZUMBEHL RD, SAINT CHARLES, MO 63303-2700 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 660 OFFICE PKWY, CREVE COEUR, MO 63141-7103 |
| Document Number | 0000017094 |
|---|---|
| Date | May 6, 2024 |
| Instrument | 2024R-017094 |
| Name | TRIAD BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63131 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 30, 2023 |
| Property Address | 1992 ZUMBEHL RD, SAINT CHARLES, MO 63303-2700 |
| Document Number | 0000011805 |
| Map Reference | MB 26 PG 89 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023R-011805 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9357 SPECTRUM CENTER BLVD, SAN DIEGO, CA 92123-1444 |
| Name | Verified Name |
|---|---|
| Address | 660 OFFICE PKWY, CREVE COEUR, MO 63141-7103 |
| Document Number | 0000011806 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 2023R-011806 |
| Name | TRIAD BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 5, 2021 |
| Property Address | 1992 ZUMBEHL RD, SAINT CHARLES, MO 63303-2700 |
| Document Number | 0000082907 |
| Map Reference | MB 26 PG 89 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021R-082907 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9357 SPECTRUM CENTER BLVD, SAN DIEGO, CA 92123-1444 |
| Name | Verified Name |
|---|---|
| Address | 200 N 2ND ST, SAINT CHARLES, MO 63301-2851 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 10, 2021 |
| Property Address | 1992 ZUMBEHL RD, SAINT CHARLES, MO 63303-2700 |
| Document Number | 0000049713 |
| Map Reference | MB 26 PG 89 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2021R-049713 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 N 2ND ST, SAINT CHARLES, MO 63301-2851 |
The 2025 property tax bill for 1992 Zumbehl Rd was $16,962, up 14.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,742 (-) | $786,696 (-) Land $323,080 Building $463,616 | |
| 2025 | $16,962.00 (+14.79%) | $251,742 | $786,696 Land $323,080 Building $463,616 |
| 2024 | $14,777.00 | ||
| 2023 | $214,596 | ||
| 2022 | $670,610 Land $323,080 Building $347,530 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1992 Zumbehl Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 69 (1979–2014) |
| Claims Outside the SFHA | 14 of 69 |
| Most Recent Claim | Jun 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1992 Zumbehl Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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