1992 Watkins Rd, Loudon, TN 37774 Property Records

Loudon County property record for 1992 Watkins Rd, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	1 ba · 624 sqft · built 1960
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (Mar 2023)
Tax Bill	$372 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`057-322.00`

Property Details

APN / Parcel Number

Primary APN	`057-322.00`
Alternative APNs	`057 32200 000057` `0105705732200` `053057 32200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	864 sqft
1st Floor Area	624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	214 ft deep x 89 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	255 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1992 WATKINS RD
City	LOUDON
State	TN
Zip	37774-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	01 062 062 08300 000 66 5/89 X 214/213
Jurisdiction	LOUDON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2018
Census Tract	60502

Owner

Source: Loudon County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	715 FINN LONG RD, FRIENDSVILLE, TN 37737-2813
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 19, 2017	Quit Claim Deed, Transfer RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Apr 18, 2017
Deed Document Number	20231868
Deed Book / Page	458 / 476
Transfer Doc	000D356/11
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Mar 6, 2023
Property Address	1992 WATKINS RD, LOUDON, TN 37774-3518
Document Number	00D458/476
Book / Page	D458 / 476
Instrument Date	Feb 28, 2023
Instrument	23001868
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	MARYVILLE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 FINN LONG RD, FRIENDSVILLE, TN 37737-2813

Mortgage

Document Number	0023001869
Date	Mar 6, 2023
Instrument	23001869

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDON TN
Recording Date	Apr 19, 2017
Property Address	1992 WATKINS RD, LOUDON, TN 37774-3518
Document Number	0000003325
Book / Page	000393 / 000406
Instrument Date	Apr 18, 2017
Instrument	3325
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 JACKSON DR MADISONVILLE TN 373545925, MADISONVILLE, TN 37354-5925

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$372.00	$21,050 (-) Land $2,900 Building $18,150	$84,200 (-) Land $11,600 Building $72,600
2024	$372.00	$21,050 (-) Land $2,900 Building $18,150
2023		$21,050 Land $2,900 Building $18,150
2021			$84,200 Land $11,600 Building $72,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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