1992 Temple Ter, Clearwater, FL 33764 Property Records

Pinellas County property record for 1992 Temple Ter, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,491 sqft · built 1959
Lot Size	0.17 acres (7,427 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 2017)
Tax Bill	$2,761 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-746-9341-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-9341-7`
Alternative APNs	`25-29-15-80694-003-0150` `152925806940030150` `R269513`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,491 sqft Heated Area
1st Floor Area	1,491 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1996
Architectural Style	Dome
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,427 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 74 ft wide
Garage Area	549 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Finished/Screened Porch
Porch Area	284 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R269513
Old Parcel Number	152925806940030150
Street Address	1992 TEMPLE TER
City	CLEARWATER
State	FL
Zip	33764-6651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERWOOD HEIGHTS BLK C, LOT 15
Legal Range	15
Legal Township	29
Legal Section	25
Legal Subdivision	SHERWOOD HEIGHTS
Legal Block	C
Legal Lot Number	15
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3034
Census Tract	25407

Owner

1992 Temple Ter is owned and occupied by two individuals who bought it in September 2017.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1992 TEMPLE TER, CLEARWATER, FL 33764-6651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 12, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Jan 12, 2011 · Amount on File
Deed Document Number	2017298413
Deed Book / Page	19788 / 2535
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1992 TEMPLE TER, CLEARWATER, FL 33764-6651
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1992 TEMPLE TER, CLEARWATER, FL 33764-6651

Mortgage

Document Number	0221982478
Date	Sep 12, 2022
Book Page	22198/2478
Instrument	2022275968

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1992 TEMPLE TER, CLEARWATER, FL 33764-6651
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TALON TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1992 TEMPLE TER, CLEARWATER, FL 33764-6651

Mortgage

Document Number	0216980159
Date	Sep 1, 2021
Book Page	21698/159
Instrument	2021287733

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1992 TEMPLE TER, CLEARWATER, FL 33764-6651
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	TALON TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205741622
Date	Jun 12, 2019
Book Page	20574/1622
Instrument	2019186042

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 29, 2017
Property Address	1992 TEMPLE TER, CLEARWATER, FL 33764-6651
Document Number	0197882535
Book / Page	019788 / 002535
Instrument Date	Sep 22, 2017
Instrument	298413
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1992 TEMPLE TER CLEARWATER FL 337646651, CLEARWATER, FL 33764-6651

Mortgage

Document Number	197882537
Date	Sep 29, 2017
Book Page	019788/002537
Instrument	298414

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1992 Temple Ter was $2,761 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,761.00 Homeowner's exemption	$187,638	$344,516 Land $116,321 Building $228,195
2023	$2,550.00 (+3.32%) Homeowner's exemption	$177,039 (+3%)	$325,387 (+16.17%) Land $141,053 Building $184,334
2022	$2,468.00 Homeowner's exemption	$171,883	$280,106 Land $138,264 Building $141,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1992 Temple Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 322 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	322 in force
Nearby Flood Claims	234 (1979–2026)
Claims Outside the SFHA	12 of 234
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 157 claims Hurricane Elena, Aug 1985 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1992 Temple Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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