1992 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 1992 Phillips Ave, Berkley, MI 48072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 861 sqft · built 1940
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (May 2021)
Tax Bill	$4,814 (2025)
Deeds & Mortgages	May 2021 Sale & Construction Loan Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-18-377-001`

Property Details

APN / Parcel Number

Primary APN	`04-25-18-377-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	861 sqft Living Area
1st Floor Area	663 sqft
Basement Area	663 sqft
Unfinished Basement	663 sqft
Game Room	Game Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	373 sqft
Parking Spaces	1 Parking Space
Deck Area	280 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1992 PHILLIPS AVE
City	BERKLEY
State	MI
Zip	48072-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 18 GLEN FORD PARK NO. 1 LOT 545
Legal Range	11E
Legal Township	01N
Legal Section	18
Legal Subdivision	FORD PARK
Legal Lot Number	545
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	1
Census Block	1017
Census Tract	170300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1992 PHILLIPS AVE, BERKLEY, MI 48072-3224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer · Construction Mortgage QUICKEN LOANS LLC
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN FIRST CU
Feb 23, 2017	Warranty Deed, Transfer · Conventional with PMI GTL INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Nov 5, 2003 · Amount on Record
Deed Document Number	2021137918
Deed Book / Page	56298 / 737
Prior Transfer Date	Jan 7, 1997
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 26, 2021
Property Address	1992 PHILLIPS AVE, BERKLEY, MI 48072-3224
Document Number	0000137918
Book / Page	56298 / 737
Map Reference	LB 24 PG 10
Instrument Date	May 24, 2021
Instrument	137918
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,623.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1992 PHILLIPS AVE, BERKLEY, MI 48072-3224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 TURNBERRY LN, DEARBORN, MI 48120-1167

Mortgage

Document Number	0000139649
Date	May 28, 2021
Book Page	56308/574
Instrument	139649

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1992 PHILLIPS AVE, BERKLEY, MI 48072-3224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1992 PHILLIPS AVE, BERKLEY, MI 48072-3224

Mortgage

Document Number	0000263205
Date	Dec 11, 2020
Book Page	55317/415
Instrument	263205

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 23, 2017
Property Address	1992 PHILLIPS AVE, BERKLEY, MI 48072-3224
Document Number	0000034397
Book / Page	050411 / 000737
Instrument Date	Feb 10, 2017
Instrument	34397
Transaction Type	Transfer
Record Updated	Apr 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1551 WINDER ST #414 DETROIT MI 482074571, 414, DETROIT, MI 48207-4571

Mortgage

Document Number	34399
Date	Feb 23, 2017
Book Page	050411/000741
Instrument	34399

Lender

Name	GTL INVS
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,814.00 (-2.88%) Homeowner's exemption	$139,070 (+16.42%)	$278,140 (+16.42%)
2024	$4,957.00 (+43.76%)
2023		$119,460	$238,920
2021	$3,448.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKLEY serves 14,970 people · EPA ID MI0000630
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Nov 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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