1992 Packard Ln, Gurnee, IL 60031 Property Records

Lake County property record for 1992 Packard Ln, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,254 sqft · built 1987
Lot Size	0.214 acres (9,300 sqft)
Owner	Individual Name on File
Last Sale	$427,000 (Nov 2023)
Tax Bill	$11,363 (2024)
Deeds & Mortgages	Aug 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-10-310-004`

Property Details

APN / Parcel Number

Primary APN	`07-10-310-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,254 sqft Living Area
Gross Area	3,470 sqft
1st Floor Area	1,176 sqft
2nd Floor Area	1,078 sqft
Upper Floors Area	1,078 sqft
Basement Area	754 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,300 sqft (0.214 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	125 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1992 PACKARD LN
City	GURNEE
State	IL
Zip	60031-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEMBROOK UNIT 10; LOT 243
Legal Subdivision	PEMBROOK UNIT 10
Legal Lot Number	243
Legal Unit	10
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2005
Census Tract	861505

Owner

1992 Packard Ln is owned and occupied by an individual who bought it in November 2023.

Source: Lake County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5128 PORTAGE LN, GURNEE, IL 60031-1743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Nov 17, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Dec 12, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
May 13, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Dec 12, 2022 · Amount on File
Deed Document Number	20238006506
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1992 PACKARD LN, GURNEE, IL 60031-1056
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1992 PACKARD LN, GURNEE, IL 60031-1056
Investor	Possibly a Property Investor

Mortgage

Document Number	0008116648
Date	Aug 22, 2025
Instrument	8116648

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.12%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Nov 17, 2023
Property Address	1992 PACKARD LN, GURNEE, IL 60031-1056
Document Number	0008006506
Map Reference	DOC 2591750
Instrument Date	Nov 9, 2023
Instrument	8006506
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1992 PACKARD LN, GURNEE, IL 60031-1056
Investor	Possibly a Property Investor

Mortgage

Document Number	0008006507
Date	Nov 17, 2023
Instrument	8006507

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate	7.75%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 12, 2022
Property Address	1992 PACKARD LN, GURNEE, IL 60031-1056
Document Number	0007949086
Map Reference	DOC 2591750
Instrument Date	Nov 28, 2022
Instrument	7949086
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1992 PACKARD LN, GURNEE, IL 60031-1056

Mortgage

Document Number	0007949087
Date	Dec 12, 2022
Instrument	7949087

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.05%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1992 PACKARD LN, GURNEE, IL 60031-1056
Document Number	0007658189
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1992 PACKARD LN GURNEE IL 600311056, GURNEE, IL 60031-1056

Mortgage

Document Number	0007658189
Date	May 22, 2020
Instrument	7658189

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 21, 2035

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,904 Land $16,074 Building $119,830	$407,753 Land $48,227 Building $359,526
2024	$11,363.00 (+12.91%)
2023	$10,064.00 (+10.57%)	$118,989 (+10.59%) Land $14,073 Building $104,916	$357,002 (+10.59%) Land $42,223 Building $314,779
2022	$9,102.00	$107,592 Land $12,656 Building $94,936	$322,808 Land $37,972 Building $284,836

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1992 Packard Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1992 Packard Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: E-vergent.

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