1992 la Cresta Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 1992 la Cresta Rd, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,476 sqft · built 1955
Lot Size0.271 acres (11,800 sqft)
OwnerIndividual Name on File
Last Sale$710,000 (May 2021)
Tax Bill$9,036 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN507-491-02-00

Property Details

APN / Parcel Number

Primary APN507-491-02-00
Alternative APN
  • 5074903900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,476 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleBungalow
Lot Area11,800 sqft (0.271 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelSolar

Location & Zoning

Old Parcel Number5074903900
Street Address1992 LA CRESTA RD
CityEL CAJON
StateCA
Zip92021-3758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 36 LOT 3 S 0.28 AC PAR AS PER ROS 3263 TR 000355
Legal SubdivisionRANCHO EL CAJON
Legal Tract000355
Legal Block36
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1014
Census Tract16403

Owner

Source: San Diego County records · APN 507-491-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1992 LA CRESTA RD, EL CAJON, CA 92021-3758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Dec 15, 2020Grant Deed, Transfer · Commercial Mortgage
LENDINGHOME FUNDING CORP
May 25, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleDec 15, 2020 · Amount on Record
Deed Document Number2021402694
Prior Transfer DateApr 19, 2002
Prior Transfer Doc0000493343
Record UpdatedSep 20, 2026

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 28, 2021
Property Address1992 LA CRESTA RD, EL CAJON, CA 92021-3758
Document Number0000402694
Map ReferenceMB 170 PG 71
Instrument DateMay 17, 2021
Instrument2021-0402694
Transaction TypeTransfer
Record UpdatedJun 09, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1992 LA CRESTA RD, EL CAJON, CA 92021-3758

Mortgage

Document Number0000402695
DateMay 28, 2021
Instrument2021-0402695
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 15, 2020
Property Address1992 LA CRESTA RD, EL CAJON, CA 92021-3758
Document Number0000803069
Map ReferenceMB 170 PG 71
Instrument DateDec 01, 2020
Instrument2020-0803069
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1455 FRAZEE RD STE 500, 500, SAN DIEGO, CA 92108-4350

Mortgage

Document Number0000803070
DateDec 15, 2020
Instrument2020-0803070
Lender
NameLENDINGHOME FUNDING CORP
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address1992 LA CRESTA RD, EL CAJON, CA 92021-3758
Document Number0000305971
Instrument DateMay 25, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1992 LA CRESTA RD EL CAJON CA 920213758, EL CAJON, CA 92021-3758

Mortgage

Document Number0000305971
DateJul 06, 2017
Instrument305971
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJul 05, 2057
Interest
Rate TypeFixed Rate
Rate6.12%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$783,896 (+2%) Land $552,040 Building $231,856
2025$9,036.00 (+2.01%)$768,526 (+4.04%) Land $541,216 Building $227,310
2023$8,858.00 (+89.19%)$738,684 Land $520,200 Building $218,484
2022$4,682.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730164031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 56% of the US · above 33% of California
Wildfire LikelihoodAbout 1 in 658 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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