1992 Damron Br, Grayson, KY 41143 Property Records

Carter County property record for 1992 Damron Br, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1971
Lot Size	18.3 acres (800,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300 (Sep 2023)
Tax Bill	$2,490 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`114N-00-00-013.00`

Property Details

APN / Parcel Number

Primary APN	`114N-00-00-013.00`
Alternative APNs	`10879` `35269`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	800,197 sqft (18.3 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	35269
Street Address	1992 DAMRON BR
City	GRAYSON
State	KY
Zip	41143-7166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & GARAGE & 18.37 ACRES
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2004
Census Tract	960602

Owner

Source: Carter County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1992 DAMRON BR, GRAYSON, KY 41143-7166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 15, 2013	Deed of Trust, Mortgage · Conventional Mortgage THE COMMERCIAL BANK OF GRAYSON
Aug 29, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 14, 2005	Deed of Trust, Mortgage · ARM ENCORE CREDIT CORP
Aug 10, 2005	Deed of Trust, Mortgage · ARM ENCORE CREDIT CORP
May 24, 2024	Warranty Deed, Transfer · VA Mortgage ARMED FORCES BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	2023569730
Deed Book / Page	505 / 825
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1992 DAMRON BR, GRAYSON, KY 41143-7166
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1992 DAMRON BR, GRAYSON, KY 41143-7166

Mortgage

Document Number	000553/486
Date	Feb 27, 2026
Book Page	553/486
Instrument	1024884

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	907 PLEASANT VALLEY AVE # 3, MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1992 DAMRON BR, GRAYSON, KY 41143-7166
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR305/215
Date	May 15, 2013
Book Page	OR305/215
Instrument	344228

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Address	GRAYSON, KY 41143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 3, 2020

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1992 DAMRON BR, GRAYSON, KY 41143-7166
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1992 DAMRON BR, GRAYSON, KY 41143-7166

Mortgage

Document Number	0000544/63
Date	Aug 29, 2025
Book Page	544/63
Instrument	1010867

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	907 PLEASANT VALLEY AVE # 3, MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2055

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1992 DAMRON BR, GRAYSON, KY 41143-7166
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	TRANSCONTINENTAL TITLE COMPANY, TRANS CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR143/871
Date	Mar 14, 2005
Book Page	OR143/871
Instrument	012062

Lender

Name	ENCORE CREDIT CORP
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.14%
Type Change Date	Mar 1, 2006
Change Frequency	6 Months
Min Rate At Change	8.14%
Max Rate At Change	10.1%
Index	6-Month LIBOR
Max Rate	1.5%

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1992 DAMRON BR, GRAYSON, KY 41143-7166
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	TRANSCONTINENTAL TITLE COMPANY, TRANSCONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR153/574
Date	Aug 10, 2005
Book Page	OR153/574
Instrument	014342

Lender

Name	ENCORE CREDIT CORP
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	ARM
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	May 24, 2024
Property Address	1992 DAMRON BR, GRAYSON, KY 41143-7166
Document Number	000518/396
Book / Page	518 / 396
Instrument Date	May 16, 2024
Instrument	998177
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19296 DYNASTY ROAD, BROOKSVILLE, FL 34604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1992 DAMRON BR, GRAYSON, KY 41143-7166

Mortgage

Document Number	000518/401
Date	May 24, 2024
Book Page	518/401
Instrument	998178

Lender

Name	ARMED FORCES BANK NA
Type	Bank
Address	12980 METCALF AVE # 310, OVERLAND PARK, KS 66213

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,490.00 (+248.74%)	$292,000 (+252.49%)	$292,000 (+252.49%)
2023	$714.00	$82,840	$82,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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