19911 Owens Trace Ln, Katy, TX 77449 Property Records

Harris County property record for 19911 Owens Trace Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,590 sqft · built 2007
Lot Size	0.109 acres (4,725 sqft)
Owner	Individual Name on File
Last Sale	$26,710 (Sep 2015)
Tax Bill	$5,100 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-908-002-0005`

Property Details

APN / Parcel Number

Primary APN	`127-908-002-0005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	1,568 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,725 sqft (0.109 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1279080020005
Street Address	19911 OWENS TRACE LN
City	KATY
State	TX
Zip	77449-4751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 2 WINDSTONE COLONY SOUTH SEC 1
Legal Subdivision	WINDSTONE COLONY SOUTH SEC 1
Legal Block	2
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3009
Census Tract	542104

Owner

19911 Owens Trace Ln is owned and occupied by an individual who bought it in September 2015.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	19911 OWENS TRACE LN, KATY, TX 77449-4751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2015 · Amount on File
Deed Sale	Sep 28, 2015 · Amount on File
Prior Sale	Sep 22, 2009 · Amount on File
Deed Document Number	2015442325
Prior Transfer Date	May 5, 2009
Prior Transfer Doc	0000199341
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19911 OWENS TRACE LN, KATY, TX 77449-4751
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000494976
Date	Oct 15, 2020
Instrument	2020-494976

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19911 Owens Trace Ln was $5,100 with a homeowner's exemption, up 173.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,586 (-2.01%) Land $54,574 Building $244,012	$298,586 (-2.01%) Land $54,574 Building $244,012
2025	$5,100.00 (+173.17%) Homeowner's exemption	$304,709 Land $54,574 Building $250,135	$304,709 Land $54,574 Building $250,135
2024	$1,867.00
2023		$349,248 Land $54,574 Building $294,674	$349,248 Land $54,574 Building $294,674
2022	$1,571.00
2020	$1,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19911 Owens Trace Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19911 Owens Trace Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 284 serves 4,506 people · EPA ID TX1013114
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20