1991 Herman St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1991 Herman St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size2.2 acres (95,832 sqft)
Owner2 Individual Names on File
Tax Bill$2,461 (2025)
Deeds & MortgagesJan 2022 Mortgage
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN006-80-041-000-01

Property Details

APN / Parcel Number

Primary APN006-80-041-000-01
Alternative APN
  • 00680041000

Exterior

Lot Area95,832 sqft (2.2 acres)

Location & Zoning

Street Address1991 HERMAN ST
CityOWOSSO
StateMI
Zip48867-4045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUPERVISOR'S PLAT OWOSSO TWP LOT 41 & N 12 OF LOT 45 2020 COMBO OF 006-80-041-000 & 006-80-045-000 CREATING 006-80-041-000-01
Legal Lot Number41,45
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2028
Census Tract30300

Owner

Source: Shiawassee County records · APN 006-80-041-000-01

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1991 HERMAN ST, OWOSSO, MI 48867-4045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · VA Mortgage
MAGNOLIA BANK
Aug 25, 2018Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1991 HERMAN ST, OWOSSO, MI 48867-4045
Transaction TypeMortgage
Record UpdatedFeb 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1991 HERMAN ST, OWOSSO, MI 48867-4045

Mortgage

Document Number0012910870
DateJan 18, 2022
Book Page1291/870
Instrument3355770
Lender
NameMAGNOLIA BANK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1991 HERMAN ST, OWOSSO, MI 48867-4045
Document Number0012500011
Instrument DateAug 25, 2018
Transaction TypeMortgage
Record UpdatedJun 09, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1991 HERMAN ST OWOSSO MI 488674045, OWOSSO, MI 48867-4045

Mortgage

Document Number0012500011
DateSep 18, 2018
Book Page001250/000011
Instrument3313391
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 17, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
County SubdivisionOwosso Charter Township
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$94,600 (+4.42%)$189,200 (+4.42%)
2025$2,461.00 (-1.95%) Homeowner's exemption$90,600 (+7.47%)$181,200 (+7.47%)
2024$2,510.00 (+39.91%)
2023$1,794.00 Homeowner's exemption$84,300$168,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 7% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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