1991 Cedar Bluff Rd, Monroe, GA 30656 Property Records

Walton County property record for 1991 Cedar Bluff Rd, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,794 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,000 (Feb 2017)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N074C-035`

Property Details

APN / Parcel Number

Primary APN	`N074C-035`
Alternative APN	`27588`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,794 sqft Heated Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Area	420 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	173 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27588
Street Address	1991 CEDAR BLUFF RD
City	MONROE
State	GA
Zip	30656-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	#35A RIVER BLUFF-II 1.00AC
Legal Subdivision	RIVER BLUFF
Legal Phase	2
Legal Block	A
Legal Lot Number	35
Jurisdiction	WALTON GA
Township / Civil Division	LOGANVILLE
Census Block Group	2
Census Block	2000
Census Tract	110503

Owner

Source: Walton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1991 CEDAR BLUFF RD, MONROE, GA 30656-4510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage DELTA COMMUNITY CU
Feb 20, 2020	Deed of Trust, Mortgage · Conventional with PMI DELTA CMNTY CU
Feb 28, 2017	Grant Deed, Transfer · Conventional with PMI DELTA CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2017 · Amount on Record
Deed Sale	Feb 24, 2017 · Amount on Record
Deed Document Number	0000403616
Deed Book / Page	4036 / 16
Last Transfer Date	Feb 28, 2017
Transfer Doc	0040360016
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	1991 CEDAR BLUFF RD, MONROE, GA 30656-4510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042500098
Date	Jul 5, 2018
Book Page	4250/98

Lender

Name	DELTA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2028

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	1991 CEDAR BLUFF RD, MONROE, GA 30656-4510
Document Number	0045470173
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1991 CEDAR BLUFF RD MONROE GA 306564510, MONROE, GA 30656-4510

Mortgage

Document Number	0045470173
Date	Mar 4, 2020
Book Page	004547/000173
Instrument	2831

Lender

Name	DELTA CMNTY CU
Type	Credit Union
Address	PEACHTREE CITY, GA 30269

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Feb 28, 2017
Property Address	1991 CEDAR BLUFF RD, MONROE, GA 30656-4510
Document Number	0040360016
Book / Page	004036 / 000016
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1991 CEDAR BLUFF RD MONROE GA 306564510, MONROE, GA 30656-4510

Mortgage

Document Number	40360017
Date	Feb 28, 2017
Book Page	004036/000017

Lender

Name	DELTA CMNTY CU
Type	Credit Union
Address	PEACHTREE CITY, GA 30269

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,907.00 (+4.04%) Homeowner's exemption	$128,200 (+11.36%) Land $21,600 Building $106,600	$320,500 (+11.36%) Land $54,000 Building $266,500
2023	$2,794.00 (-16.65%) Homeowner's exemption	$115,120 (+14.84%) Land $21,600 Building $93,520	$287,800 (+14.84%) Land $54,000 Building $233,800
2022	$3,352.00 Homeowner's exemption	$100,240 Land $18,000 Building $82,240	$250,600 Land $45,000 Building $205,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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