1991 Bluff Ridge Dr, Syracuse, UT 84075 Property Records

Davis County property record for 1991 Bluff Ridge Dr, Syracuse, UT 84075

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,191 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$602,600 (Jul 2020)
Tax Bill	$3,802 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-548-0035`

Property Details

APN / Parcel Number

Primary APN	`12-548-0035`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,191 sqft Living Area
Basement Area	2,001 sqft
Unfinished Basement	2,001 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Corner
Garage Area	744 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1991 BLUFF RIDGE DR
City	SYRACUSE
State	UT
Zip	84075-7199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ALL OF LOT 35, GATEWAY SUB PHASE 1. CONT 0.23 ACRES
Legal Subdivision	GATEWAY SUBDIVISION PHASE 1
Legal Phase	1
Legal Lot Number	35
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1006
Census Tract	125413

Owner

1991 Bluff Ridge Dr is owned and occupied by an individual who bought it in July 2020.

Source: Davis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1991 BLUFF RIDGE DR, SYRACUSE, UT 84075-7199
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit GRANITE FCU
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMIE LOANS LLC
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit GRANITE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	May 17, 2007 · Amount on File
Deed Document Number	20203267280
Deed Book / Page	7547 / 843
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1991 BLUFF RIDGE DR, SYRACUSE, UT 84075-7199
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TTL INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008948/160
Date	Mar 9, 2026
Book Page	8948/160
Instrument	3657906

Lender

Name	GRANITE FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1991 BLUFF RIDGE DR, SYRACUSE, UT 84075-7199
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	INVESTORS TITLE INSURANCE AGENCY INC, INVESTORS TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007817/406
Date	Aug 6, 2021
Book Page	7817/406
Instrument	3406668

Lender

Name	HOMIE LOANS LLC
Type	Non-Lending Institution
Address	SOUTH JORDAN, UT 84095

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1991 BLUFF RIDGE DR, SYRACUSE, UT 84075-7199
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008058/73
Date	Jul 27, 2022
Book Page	8058/73
Instrument	3489480

Lender

Name	GRANITE FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1991 Bluff Ridge Dr was $3,802, up 4.9% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Syracuse City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,600 (-2.25%) Land $115,238 Building $243,362	$652,000 (-2.25%) Land $209,524 Building $442,476
2025	$3,802.00 (+4.94%)	$366,850 Land $117,521 Building $249,329	$667,000 Land $213,675 Building $453,325
2024	$3,623.00 (+3.1%)
2023	$3,514.00 (-6.77%)	$622,000 Land $133,929 Building $488,071	$622,000 Land $133,929 Building $488,071
2022	$3,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1991 Bluff Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1991 Bluff Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYRACUSE CITY WATER SYSTEM serves 35,561 people · EPA ID UTAH06012
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Connext Networks.

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