1991 Berwick Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1991 Berwick Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1983
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,985 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-105-008`

Property Details

APN / Parcel Number

Primary APN	`023-105-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,850 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	5,250 sqft (0.121 acres)
Terrain	Below Road/Slope
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	1991 BERWICK DR
City	CAMBRIA
State	CA
Zip	93428-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAM PINES TR 8 BL 207 LTS 17 TO 19
Legal Subdivision	CAMBRIA PINES 08
Legal Tract	8
Legal Block	207
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1028
Census Tract	10403

Owner

1991 Berwick Dr is owner-occupied and held in a trust since March 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1991 BERWICK DR, CAMBRIA, CA 93428-5421
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Correction Deed
Oct 29, 2025	Intrafamily Transfer, Transfer
May 1, 2024	Intrafamily Transfer, Transfer
Jul 15, 1993	Deed of Trust, Mortgage · Conventional Mortgage MURDOCH EXEMPTION TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 3, 2025
Transfer Doc	0000005874
Record Updated	Sep 20, 2026

October 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 29, 2025
Property Address	1991 BERWICK DR, CAMBRIA, CA 93428-5421
Document Number	0000033108
Map Reference	MB 5 PG 21
Instrument Date	Oct 20, 2025
Instrument	2025033108
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1991 BERWICK DR, CAMBRIA, CA 93428-5421

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 29, 2025
Property Address	1991 BERWICK DR, CAMBRIA, CA 93428-5421
Document Number	0000033109
Map Reference	MB 5 PG 21
Instrument Date	Oct 20, 2025
Instrument	2025033109
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1991 BERWICK DR, CAMBRIA, CA 93428-5421

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 1, 2024
Property Address	1991 BERWICK DR, CAMBRIA, CA 93428-5421
Document Number	0000011492
Map Reference	MB 5 PG 21
Instrument Date	Apr 30, 2024
Instrument	2024011492
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1991 BERWICK DRIVE, SAN LUIS OBISPO, CA 93401

July 1993: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1991 BERWICK DR, CAMBRIA, CA 93428-5421
Document Number	0000028273
Instrument Date	Jul 15, 1993
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	PUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1991 BERWICK DR CAMBRIA CA 934285421, CAMBRIA, CA 93428-5421

Mortgage

Document Number	0000028273
Date	Jul 11, 2018
Instrument	28273

Lender

Name	MURDOCH EXEMPTION TRUST (PT)
Address	1991 BERWICK DR, CAMBRIA, CA 93428-5421

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1991 Berwick Dr was $2,985.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$262,189 (+2%) Land $19,585 Building $242,604
2025	$2,985.00 Homeowner's exemption	$257,049 Land $19,201 Building $237,848
2023	$2,859.00 (+2.07%) Homeowner's exemption	$247,069 Land $18,456 Building $228,613
2022	$2,801.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1991 Berwick Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1991 Berwick Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

4G LTE only, no 5G reported

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