19909 Davidson Concord Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 19909 Davidson Concord Rd, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	2,510 sqft · built 2021
Lot Size	0.433 acres (18,861 sqft)
Owner	Company Name on Record
Tax Bill	$7,221 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-281-15`

Property Details

APN / Parcel Number

Primary APN	`007-281-15`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,020 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Lot Area	18,861 sqft (0.433 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19909 DAVIDSON CONCORD RD
City	DAVIDSON
State	NC
Zip	28036-8772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 M68-143
Legal Subdivision	BLACK FARM ESTATES II SUBDIVISION
Legal Block	1
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3044
Census Tract	6403

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18611 STARCREEK DR, CORNELIUS, NC 28031-9328
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage USA FINANCIAL
May 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 14, 2026
Property Address	19909 DAVIDSON CONCORD RD, DAVIDSON, NC 28036-8772
Document Number	0000087727
Book / Page	40647 / 367
Instrument Date	Aug 14, 2026
Instrument	202687727
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	18611 STARCREEK DR, CORNELIUS, NC 28031-9328

Mortgage

Document Number	0000087727,
Date	Aug 14, 2026
Book Page	40647/367
Instrument	202687727

Lender

Name	USA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 14, 2031

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19909 DAVIDSON CONCORD RD, DAVIDSON, NC 28036-8772
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000075111
Date	May 17, 2022
Book Page	37346/778
Instrument	2022075111

Lender

Name	UNITED BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,221.00	$937,500 Land $175,900 Building $761,600	$937,500 Land $175,900 Building $761,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20

May also be available: AT&T, Google Fiber, Verizon.

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