19905 Upland Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 19905 Upland Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,124 sqft · built 1996
Lot Size	0.03 acres (1,306 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Jun 2026)
Tax Bill	$4,640 (2026)
Deeds & Mortgages	May 2021 Refinance Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-26-0308-000`

Property Details

APN / Parcel Number

Primary APN	`038-26-0308-000`
Alternative APN	`63 E 8 77`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	3 Stories
Building Area	2,124 sqft Living Area
1st Floor Area	760 sqft
Basement Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,306 sqft (0.03 acres)
Garage Type	Basement
Garage Area	176 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	19905 UPLAND TER
City	ASHBURN
State	VA
Zip	20147-2758
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	RIVERSIDE VILLAGES AT UNIVERSITY CENTER SEC.1 LOT 77 1434--1938
Legal Subdivision	RIVERSIDE VILLAGE
Legal Block	2
Legal Lot Number	77
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2000
Census Tract	611002

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19905 UPLAND TER, ASHBURN, VA 20147-2758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE FREEDOM BANK OF VIRGINIA
Jun 2, 2026	Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE LLC
Jul 19, 2022	Intrafamily Transfer, Transfer
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage NATIONAL INSTITUTE/HEALTH FCU
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	202628308
Prior Transfer Date	Jul 19, 2022
Prior Transfer Doc	0000042192
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	19905 UPLAND TER, ASHBURN, VA 20147-2758
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052290
Date	May 4, 2021
Instrument	202105040052290

Lender

Name	THE FREEDOM BANK OF VIRGINIA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.63%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 2, 2026
Property Address	19905 UPLAND TER, ASHBURN, VA 20147-2758
Document Number	0000028308
Instrument Date	May 29, 2026
Instrument	202628308
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19905 UPLAND TER, ASHBURN, VA 20147-2758

Mortgage

Document Number	0000028309,
Date	Jun 2, 2026
Instrument	202628309

Lender

Name	INTERCOASTAL MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Jul 19, 2022
Property Address	19905 UPLAND TER, ASHBURN, VA 20147-2758
Document Number	0000042192
Instrument Date	Jul 19, 2022
Instrument	202207190042192
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19905 UPLAND TER, ASHBURN, VA 20147-2758

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 26, 2019
Property Address	19905 UPLAND TER, ASHBURN, VA 20147-2758
Document Number	20191126073900
Instrument Date	Nov 25, 2019
Instrument	73900
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19905 UPLAND TER ASHBURN VA 201472758, ASHBURN, VA 20147-2758

Mortgage

Document Number	20191126073901
Date	Nov 26, 2019
Instrument	73901

Lender

Name	NATIONAL INSTITUTE/HEALTH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	19905 UPLAND TER, ASHBURN, VA 20147-2758
Document Number	20180720042025
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180720042025
Date	Jul 20, 2018
Instrument	42025

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,640.00 (-2.42%)	$576,400 (-2.43%) Land $165,000 Building $411,400	$576,400 (-2.43%) Land $165,000 Building $411,400
2025	$4,755.00 (+7.85%)	$590,780 (+17.24%) Land $165,000 Building $425,780	$590,780 (+17.24%) Land $165,000 Building $425,780
2023	$4,409.00	$503,910 Land $145,000 Building $358,910	$503,910 Land $145,000 Building $358,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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