Harris County property record for 19903 Silver Rock Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,233 sqft · built 2003 |
| Lot Size | 0.273 acres (11,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,300 (May 2004) |
| Tax Bill | $6,246 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-224-002-0024 |
| Primary APN | 123-224-002-0024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,233 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,900 sqft (0.273 acres) |
| View / Lot | Primary |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 435 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 913 sqft |
| Utility Building | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1232240020024 |
|---|---|
| Street Address | 19903 SILVER ROCK DR |
| City | KATY |
| State | TX |
| Zip | 77449-7630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 24 BLK 2 CROSS CREEK SEC 1 |
| Legal Subdivision | CROSS CREEK SEC 1 |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 542106 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19903 SILVER ROCK DR, KATY, TX 77449-7630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Feb 16, 2021 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2004 · Amount on Record |
| Deed Sale | May 3, 2004 · Amount on Record |
| Deed Document Number | 2004578965 |
| Deed Book / Page | 58534 / 2201 |
| Prior Transfer Date | Apr 28, 2004 |
| Prior Transfer Doc | 0000578965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 19903 SILVER ROCK DR, KATY, TX 77449-7630 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 19903 SILVER ROCK DR, KATY, TX 77449-7630 |
| Investor | Possibly a Property Investor |
| Document Number | 0000408710 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023-408710 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77253 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 19903 SILVER ROCK DR, KATY, TX 77449-7630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 19903 SILVER ROCK DR, KATY, TX 77449-7630 |
| Document Number | 2021082504 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021-082504 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | BAYTOWN, TX 77523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,166 (-0.31%) Land $62,377 Building $338,789 | $401,166 (-0.31%) Land $62,377 Building $338,789 | |
| 2025 | $6,246.00 (+145.13%) Homeowner's exemption | $402,406 (-5.81%) Land $62,377 Building $340,029 | $402,406 (-5.81%) Land $62,377 Building $340,029 |
| 2024 | $2,548.00 (+19.74%) | ||
| 2023 | $427,223 Land $62,377 Building $364,846 | $427,223 Land $62,377 Building $364,846 | |
| 2022 | $2,128.00 (+10.09%) | ||
| 2020 | $1,933.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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