19903 34th St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 19903 34th St E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,478 sqft · built 1980
Lot Size	0.5 acres (21,777 sqft)
Owner	Trust Name on File
Last Sale	$546,000 (Oct 1999)
Tax Bill	$17,992 (2026)
Deeds & Mortgages	Mar 2021 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`899603-0-820`

Property Details

APN / Parcel Number

Primary APN	`899603-0-820`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,478 sqft Living Area
Gross Area	3,253 sqft
Upper Floors Area	574 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Concrete
Lot Area	21,777 sqft (0.5 acres)
Terrain	Low
View / Lot	Lake Front
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	2,648 sqft
Deck Area	216 sqft
Patio Area	216 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	19903 34TH ST E
City	LAKE TAPPS
State	WA
Zip	98391-9084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 15 TOWNSHIP 20 RANGE 05 QUARTER 23 TAPPS ISLAND DIV # 3 L 82 TOG/W COMMUNITY PROP INT EASE OF RECORD SEG P-M-1027 HB JES
Legal Range	05
Legal Township	20
Legal Section	15
Legal Subdivision	TAPPS ISLAND DIV # 3
Legal Lot Number	82
Legal Unit	3
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2006
Census Tract	70307

Owner

19903 34th St E is owner-occupied and held in a trust since March 2021.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Trust Name on File
Mailing Address	19903 34TH ST E, LAKE TAPPS, WA 98391-9084
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Intrafamily Transfer, Transfer
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 1999 · Amount on File
Deed Sale	Oct 15, 1999 · Amount on File
Deed Document Number	1999475
Last Transfer Date	Mar 15, 2021
Transfer Doc	0000000358
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Mar 18, 2021
Property Address	19903 34TH ST E, LAKE TAPPS, WA 98391-9084
Document Number	0003180358
Map Reference	VOL 59 PG 4-7
Instrument Date	Mar 15, 2021
Instrument	202103180358
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	19903 34TH ST E, LAKE TAPPS, WA 98391-9084
Document Number	2101200587
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19903 34TH ST E LAKE TAPPS WA 983919084, LAKE TAPPS, WA 98391-9084

Mortgage

Document Number	2101200587
Date	Jan 20, 2021
Instrument	202101200587

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 19, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	19903 34TH ST E, LAKE TAPPS, WA 98391-9084
Document Number	1705050489
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19903 34TH ST E LAKE TAPPS WA 983919084, LAKE TAPPS, WA 98391-9084

Mortgage

Document Number	1705050489
Date	May 5, 2017
Instrument	201705050489

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 19903 34th St E was $17,992, up 4.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,992.00 (+4.9%)	$1,723,600 Land $1,144,100 Building $579,500	$1,723,600 Land $1,144,100 Building $579,500
2025	$17,151.00 (+3.46%)
2024	$16,577.00 (+5.11%)	$1,660,900 (+3.62%) Land $1,115,200 Building $545,700	$1,660,900 (+3.62%) Land $1,115,200 Building $545,700
2023	$15,771.00	$1,602,900 Land $1,077,600 Building $525,300	$1,602,900 Land $1,077,600 Building $525,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19903 34th St E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19903 34th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAPPS ISLAND WATER SYSTEM private · serves 1,501 people · EPA ID WA5387181
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Broadband Fixed Wireless	100 / 100

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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