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19901 Mello Rd, Ripon, CA 95366 Property Records

San Joaquin County property record for 19901 Mello Rd, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage2,698 sqft Living Area
Lot Size575,863 sqft (13.2 acres)
OccupancyOwner Occupied
Last Sale$1,050,000 (2023)
Tax Bill$12,392.00 (2025)

Property Details

APN / Parcel Number

Primary APN245-120-370-000
Alternative APN
  • 24512025

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,698 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1989
Architectural StyleCustom Design Style
Construction TypeWood Construction
Lot Area575,863 sqft (13.2 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number24512025
Street Address19901 MELLO RD
CityRIPON
StateCA
Zip95366-9794
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description98-FM 25 PT OF 27/PT TO 36 97107634-635/97106155
Legal Range08E
Legal Township02S
Legal Section11
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionESCALON
Census Blockgroup3
Census Block3036
Census Tract4906

Owner

Source: San Joaquin County records · APN 245-120-370-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address19901 MELLO RD, RIPON, CA 95366-9794
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2025Deed of Trust, Mortgage · Conventional Mortgage
NBKC BANK
Feb 23, 2023Grant Deed, Transfer · Conventional Mortgage
SCENIC OAKS FUNDING
Feb 24, 2020Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2023 · Amount on Record
Deed SaleFeb 23, 2023 · Amount on Record
Prior SaleMay 14, 2013
Deed Doc Number2023-014172
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address19901 MELLO RD, RIPON, CA 95366-9794
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address19901 MELLO RD, RIPON, CA 95366-9794

Mortgage

Document Number0000107627
DateDec 01, 2025
Instrument2025-107627
Lender
NameNBKC BANK
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

February 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 23, 2023
Property Address19901 MELLO RD, RIPON, CA 95366-9794
Document Number0000014172
Instrument DateFeb 21, 2023
Instrument2023-014172
Transaction TypeTransfer
Record UpdatedMar 07, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address19901 MELLO RD, RIPON, CA 95366-9794

Mortgage

Document Number0000014173
DateFeb 23, 2023
Instrument2023-014173
Lender
NameSCENIC OAKS FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address19901 MELLO RD, RIPON, CA 95366-9794
Document Number0000030449
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedApr 08, 2020
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address19901 MELLO RD RIPON CA 953669794, RIPON, CA 95366-9794

Mortgage

Document Number0000030449
DateMar 10, 2020
Instrument30449
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueMar 09, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,392.00 (+79.54%) Homeowner's exemption$1,092,419 (+82.17%) Land $468,180 Building $624,239
2023$6,902.00 (+4.37%) Homeowner's exemption$599,657 Land $198,502 Building $401,155
2022$6,613.00

Flood & Wildfire

19901 Mello Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
79th percentile of exposed land nationally · 56th in California
Wildfire LikelihoodHigh — about 1 in 238 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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