Montgomery County property record for 19900 White Ground Rd, Boyds, MD 20841
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,340 sqft · built 1900 |
| Lot Size | 1 acre (43,995 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Nov 2015) |
| Tax Bill | $4,397 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-01523404 |
| Primary APN | 11-01523404 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,340 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,170 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 43,995 sqft |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 452 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 01523404 |
|---|---|
| Street Address | 19900 WHITE GROUND RD |
| City | BOYDS |
| State | MD |
| Zip | 20841-9459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | RES ON GUM TREE SPRI NG |
| Legal Subdivision | WOODSTOCK RES ON HANOVER |
| Legal Block | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 11 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 700400 |
19900 White Ground Rd is owned and occupied by an individual who bought it in November 2015.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19900 WHITE GROUND RD, BOYDS, MD 20841-9459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Sep 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Mar 23, 2020 | Deed of Trust, Mortgage INTERCONTINENTAL CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2015 · Amount on File |
| Deed Sale | Nov 20, 2015 · Amount on File |
| Prior Sale | Jan 14, 1993 · Amount on File |
| Deed Book / Page | 51268 / 225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19900 WHITE GROUND RD, BOYDS, MD 20841-9459 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 19900 WHITE GROUND RD, BOYDS, MD 20841-9459 |
| Document Number | 0668300204 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 66830/204 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19900 WHITE GROUND RD, BOYDS, MD 20841-9459 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 19900 WHITE GROUND RD, BOYDS, MD 20841-9459 |
| Document Number | 0648660347 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 64866/347 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19900 WHITE GROUND RD, BOYDS, MD 20841-9459 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RESEARCH TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0566080289 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 56608/289 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19900 WHITE GROUND RD, BOYDS, MD 20841-9459 |
| Document Number | 0596100273 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 19900 WHITE GROUND RD BOYDS MD 208419459, BOYDS, MD 20841-9459 |
| Document Number | 0596100273 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 059610/000273 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 18, 2035 |
The 2025 property tax bill for 19900 White Ground Rd was $4,397.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,467 (+1.28%) | $387,300 (-) Land $176,100 Building $211,200 | |
| 2025 | $4,397.00 | $377,633 | $387,300 Land $176,100 Building $211,200 |
| 2023 | $359,367 | $372,800 Land $176,100 Building $196,700 | |
| 2022 | $3,712.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19900 White Ground Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19900 White Ground Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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