Montgomery County property record for 19900 Stearns Ct, Poolesville, MD 20837
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 6,258 sqft · built 2015 |
| Lot Size | 0.505 acres (21,986 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $820,000 (Oct 2018) |
| Tax Bill | $11,723 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03731797 |
| Primary APN | 03-03731797 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,258 sqft Living Area |
| Gross Area | 6,783 sqft |
| 1st Floor Area | 2,271 sqft |
| Basement Area | 2,000 sqft |
| Finished Basement | 2,000 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,986 sqft (0.505 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 729 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03731797 |
|---|---|
| Street Address | 19900 STEARNS CT |
| City | POOLESVILLE |
| State | MD |
| Zip | 20837-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PR33 |
| Legal Description | BRIGHTWELL CROSSING |
| Legal Subdivision | BRIGHTWELL CROSSING |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 700500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Poolesville Historic District listed 1975 · 17 contributing resources · NRIS 75000913 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19900 STEARNS CT, POOLESVILLE, MD 20837-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK |
| Oct 25, 2018 | Deed, Transfer · Conventional Mortgage EAGLE BANK |
| May 18, 2018 | Grant Deed, Construction Loan · Construction Mortgage SEVERN SVGS BK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2018 · Amount on Record |
| Deed Sale | Oct 25, 2018 · Amount on Record |
| Prior Sale | Dec 1, 2014 · Amount on Record |
| Deed Book / Page | 56799 / 377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19900 STEARNS CT, POOLESVILLE, MD 20837-2417 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | OLD REPUBLIC TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0577990398 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 57799/398 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19900 STEARNS CT, POOLESVILLE, MD 20837-2417 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CERTIFIED TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0592460128 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 59246/128 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19900 STEARNS CT, POOLESVILLE, MD 20837-2417 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 19900 STEARNS CT, POOLESVILLE, MD 20837-2417 |
| Document Number | 0612840092 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 61284/92 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 25, 2018 |
| Property Address | 19900 STEARNS CT, POOLESVILLE, MD 20837-2417 |
| Document Number | 0567990377 |
| Book / Page | 56799 / 377 |
| Map Reference | PL24658 |
| Instrument Date | Oct 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | GPN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19900 STEARNS CT, POOLESVILLE, MD 20837-2417 |
| Document Number | 0056799385 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 56799/385 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 18, 2018 |
| Property Address | 19900 STEARNS CT, POOLESVILLE, MD 20837-2417 |
| Document Number | 0560400499 |
| Book / Page | 056040 / 000499 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 15, 2018 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15520 MOUNT NEBO RD POOLESVILLE MD 208379202, POOLESVILLE, MD 20837-9202 |
| Document Number | 560400499 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 056040/000499 |
| Name | SEVERN SVGS BK FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | 200 WESTGATE CIR # 200, ANNAPOLIS, MD 21401-3377 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 17, 2019 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Poolesville Town |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,112,567 (+12.27%) | $1,234,200 (-) Land $200,000 Building $1,034,200 | |
| 2025 | $11,723.00 (+16.86%) | $990,933 (+13.99%) | $1,234,200 (+41.98%) Land $200,000 Building $1,034,200 |
| 2023 | $869,300 Land $200,000 Building $669,300 | $869,300 Land $200,000 Building $669,300 | |
| 2022 | $10,032.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 119 (1978–1996) |
| Claims Outside the SFHA | 11 of 119 |
| Most Recent Claim | Sep 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF POOLESVILLE serves 6,005 people · EPA ID MD0150002 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jun 2025 |
| Lead | 5 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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