Bell County property record for 1990 White Mountain Rd, Arjay, KY 40902
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 768 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $29,000 (Mar 2007) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086-30-00-003.00 |
| Primary APN | 086-30-00-003.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | A-Frame |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 7946 |
|---|---|
| Street Address | 1990 WHITE MOUNTAIN RD |
| City | ARJAY |
| State | KY |
| Zip | 40902-8961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROPERTY ON LEFT FORK; HOUSE |
| Jurisdiction | BELL KY |
| Township / Civil Division | PINEVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 960100 |
Source: Bell County records · APN 086-30-00-003.00
Assessment roll updated December 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1990 WHITE MOUNTAIN RD, ARJAY, KY 40902-8961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2007 · Amount on Record |
| Deed Sale | Mar 08, 2007 · Amount on Record |
| Deed Book / Page | 336 / 94 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Jul 27, 2026 |
| Property Address | 1990 WHITE MOUNTAIN RD, ARJAY, KY 40902-8961 |
| Document Number | 0000295264 |
| Book / Page | 408 / 705 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026295264 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1990 WHITE MOUNTAIN RD, ARJAY, KY 40902-8961 |
| Document Number | 0000295264, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 408/705 |
| Instrument | 2026295264 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Property Address | 1990 WHITE MOUNTAIN RD, ARJAY, KY 40902-8961 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M387/383 |
|---|---|
| Date | May 22, 2023 |
| Book Page | M387/383 |
| Instrument | 196669 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2038 |
Source: Bell County records · Assessment roll updated December 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Unified School District | Bell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,350 (+14.44%) Land $46,350 | $46,350 (+14.44%) Land $46,350 | |
| 2023 | Homeowner's exemption | $40,500 | $40,500 |
Source: FEMA National Flood Hazard Layer, Bell County (21013C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210139601002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 15 (1984–2025) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | High above 75% of the US · above 87% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 32 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | PINEVILLE WATER SYSTEM serves 16,573 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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