1990 Three Oaks Dr, Gray, GA 31032 Property Records

Jones County property record for 1990 Three Oaks Dr, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,864 sqft · built 1992
Lot Size	20.9 acres (913,453 sqft)
Owner	Individual Name on Record
Tax Bill	$3,720 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J51-122`

Property Details

APN / Parcel Number

Primary APN	`J51-122`
Alternative APNs	`J51 00 122` `3521`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,864 sqft Heated Area
1st Floor Area	2,212 sqft
2nd Floor Area	652 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	913,453 sqft (20.9 acres)
Terrain	Rolling
Garage Area	506 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	450 sqft
Deck Area	588 sqft
Canopy	880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3521
Old Parcel Number	J5100122
Street Address	1990 THREE OAKS DR
City	GRAY
State	GA
Zip	31032-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	TR- B & C THREE OAKS DR 11-196 DB 258/541
Legal Tract	B,C
Legal Block	C
Legal Lot Number	90
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	2
Census Block	2005
Census Tract	30103

Owner

Source: Jones County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1990 THREE OAKS DR, GRAY, GA 31032-4928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	1990 THREE OAKS DR, GRAY, GA 31032-4928
Document Number	0009550024
Book / Page	000955 / 000024
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 THREE OAKS DR GRAY GA 310324928, GRAY, GA 31032-4928

Mortgage

Document Number	0009550024
Date	Aug 9, 2017
Book Page	000955/000024

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 8, 2042

Tax Assessment & Valuation

Source: Jones County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,720.00 (+22.93%) Homeowner's exemption Senior Citizen's exemption	$160,989 (+45.62%) Land $43,641 Building $117,348	$402,473 (+45.62%) Land $109,102 Building $293,371
2023	$3,026.00 (-22.9%) Homeowner's exemption	$110,552 (+1.33%) Land $29,094 Building $81,458	$276,379 (+1.33%) Land $72,735 Building $203,644
2022	$3,925.00 Homeowner's exemption	$109,097 Land $27,639 Building $81,458	$272,742 Land $69,098 Building $203,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tri-CoGo Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Three Oaks Dr

Nearby Streets

All Gray, GA Property Records

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