McLennan County property record for 1990 Sommerfeld Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,199 sqft · built 2021 |
| Lot Size | 1.76 acres (76,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $446,167 (May 2026) |
| Tax Bill | $4,075 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-037610-000200-0 |
| Primary APN | 26-037610-000200-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,199 sqft Living Area |
| Gross Area | 2,639 sqft |
| 1st Floor Area | 2,199 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 76,840 sqft (1.76 acres) |
| Lot Dimensions | 377 ft deep x 204 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 322 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Storage Building | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1990 SOMMERFELD DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-5053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRACE LANDING LOT 2 BLOCK 1 ACRES 1.764 |
| Legal Subdivision | GRACE LANDING |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MART |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 3602 |
Source: McLennan County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1990 SOMMERFILED DR, WACO, TX 76705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 18, 2026 | Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORPORATION |
| Aug 27, 2021 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Feb 1, 2021 | Intrafamily Transfer, Transfer · Line of Credit AMERICAN BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Deed Document Number | 202615662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 18, 2026 |
| Property Address | 1990 SOMMERFELD DR, WACO, TX 76705-5053 |
| Document Number | 0000015662 |
| Instrument Date | May 14, 2026 |
| Instrument | 202615662 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000015663, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202615663 |
| Name | SWBC MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000015664, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202615664 |
| Name | BANK OF NEW YORK MELLON |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 27, 2021 |
| Property Address | 1990 SOMMERFELD DR, WACO, TX 76705-5053 |
| Document Number | 0000034811 |
| Map Reference | DOC 2021000311 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2021034811 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 4, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1990 SOMMERFELD DR, WACO, TX 76705-5053 |
| Document Number | 0000034812 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021034812 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 1, 2021 |
| Property Address | 1990 SOMMERFELD DR, WACO, TX 76705-5053 |
| Document Number | 0000003860 |
| Map Reference | FILE 2021000311 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021003860 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 712 BOYS RANCH RD, WACO, TX 76705-4971 |
| Name | Verified Name |
|---|---|
| Address | 712 BOYS RANCH RD, WACO, TX 76705-4971 |
| Document Number | 0000003861 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021003861 |
| Name | AMERICAN BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: McLennan County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Hallsburg City |
| Unified School District | Hallsburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,075.00 (-10.32%) Homeowner's exemption | $429,111 (+1.81%) Land $29,950 Building $399,161 | $429,111 (+1.81%) Land $29,950 Building $399,161 |
| 2024 | $4,544.00 (+11.4%) | ||
| 2023 | $421,500 Land $29,950 Building $391,550 | $421,500 Land $29,950 Building $391,550 | |
| 2022 | $4,079.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | H & H WSC serves 1,767 people · EPA ID TX1550029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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