1990 Shoals Rd, Pinnacle, NC 27043 Property Records

Surry County property record for 1990 Shoals Rd, Pinnacle, NC 27043

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 2,788 sqft · built 2022
Lot Size6.33 acres (275,735 sqft)
Owner2 Individual Names on File
Tax Bill$3,034 (2026)
Deeds & MortgagesJul 2022 Refinance
Flood ZoneZone X (minimal risk)
APN5954-00-71-3715

Property Details

APN / Parcel Number

Primary APN5954-00-71-3715
Alternative APN
  • 100122946

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,788 sqft Living Area
1st Floor Area1,686 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialWood Shingle
Lot Area275,735 sqft (6.33 acres)
Garage Area570 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100122946
Street Address1990 SHOALS RD
CityPINNACLE
StateNC
Zip27043-9166
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA
Legal DescriptionTRACT 1
Legal Tract1
JurisdictionSURRY NC
Township / Civil DivisionSHOALS
Census Block Group1
Census Block1008
Census Tract931103

Owner

1990 Shoals Rd, a rural home, is owned and occupied by two individuals.

Source: Surry County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address1990 SHOALS RD, PINNACLE, NC 27043-9166
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address1990 SHOALS RD, PINNACLE, NC 27043-9166
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001821/678
DateJul 13, 2022
Book Page1821/678
Instrument697455
Lender
NameFIRST BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1990 Shoals Rd was $3,034, up 7.2% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,034.00 (+7.21%)$428,540 (-15.78%) Land $36,770 Building $391,770$428,540 (-15.78%) Land $36,770 Building $391,770
2025$2,830.00$508,860 Land $42,890 Building $465,970$508,860 Land $42,890 Building $465,970
2023$1,040.00$428,540 Land $36,770 Building $391,770$428,540 Land $36,770 Building $391,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1990 Shoals Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1990 Shoals Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Shoals Rd

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